Ghs moderate sedation, > 5 yr, 30 min, other at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$177.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$555.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$111.00 with Aetna vs $582.49 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $111.00 ↓ -38%
Mercy Care Medicaid $124.32 ↓ -30%
Arizona Physicians IPA Medicaid $124.32 ↓ -30%
Health Net Medicaid $124.32 ↓ -30%
Health Choice Arizona, Inc. Medicaid $124.32 ↓ -30%
Aetna Qualified Health Plan $124.88 ↓ -30%
Health Choice Arizona, Inc. Medicare Advantage $166.50 ↓ -6%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $169.96 ↓ -4%
Aetna Banner Employee Plans $186.48 ↑ +5%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $222.00 ↑ +25%
Plotkin Health Plotkin Health $249.75 ↑ +41%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $249.75 ↑ +41%
Aetna Joint Venture $256.41 ↑ +44%
United Healthcare UHC Doctor's Plan $269.18 ↑ +52%
Aetna Designated Group $272.50 ↑ +53%
Oscar Health Plan Commercial $277.50 ↑ +56%
Health Net Medicare $277.50 ↑ +56%
Health Choice Arizona, Inc. ACA Health Plan $277.50 ↑ +56%
United Healthcare UHC Core $281.38 ↑ +58%
Aetna Medical Rental $292.49 ↑ +65%
United Healthcare Commercial $296.37 ↑ +67%
Health Net Commerical Exchange Product $299.70 ↑ +69%
Quiktrip Corporation Commercial $299.70 ↑ +69%
Aetna Broad Network $320.24 ↑ +80%
Cigna Healthcare of Arizona, Inc. LocalFlex $364.63 ↑ +105%
Cigna Healthcare of Arizona, Inc. Commercial $381.29 ↑ +115%
Arizona Medical Network Commercial $388.50 ↑ +119%
Provider Network of America Commercial $416.25 ↑ +134%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $436.86 ↑ +146%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $465.99 ↑ +162%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $489.28 ↑ +175%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $582.49 ↑ +228%
Blue Cross Blue Shield of Arizona Commercial $582.49 ↑ +228%

Visitor-reported prices

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Ghs moderate sedation, > 5 yr, 30 min, other at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $226.44 $111.00 – $436.86
Arizona General Hospital Laveen Phoenix $181.60 $78.32 – $647.89
St. Joseph’s Hospital and Medical Center Phoenix $255.94 $78.32 – $526.50
Mercy Gilbert Medical Center Gilbert $105.78 $60.06 – $330.33
Banner University Medical Center Tucson Tucson $159.56 $97.00 – $388.00
Banner University Medical Center South Tucson $145.01 $97.00 – $388.00
Banner Baywood Medical Center Mesa $158.73 $111.00 – $436.86
Banner Casa Grande Medical Center Casa Grande $153.18 $111.00 – $416.25

All Arizona hospitals for this procedure →