Ghs layered repair over 30.0 cm -12047 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,137.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,195.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$737.52 with Aetna vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $737.52 ↓ -35%
Plotkin Health Plotkin Health $987.75 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $987.75 ↓ -13%
Aetna Joint Venture $1,014.09 ↓ -11%
United Healthcare UHC Doctor's Plan $1,064.58 ↓ -6%
Aetna Designated Group $1,077.74 ↓ -5%
United Healthcare UHC Core $1,112.87 ↓ -2%
Aetna Medical Rental $1,156.77 ↑ +2%
United Healthcare Commercial $1,172.13 ↑ +3%
Quiktrip Corporation Commercial $1,185.30 ↑ +4%
Health Choice Arizona, Inc. Medicaid $1,243.64 ↑ +9%
Arizona Physicians IPA Medicaid $1,243.64 ↑ +9%
Health Net Medicaid $1,243.64 ↑ +9%
Mercy Care Medicaid $1,243.64 ↑ +9%
Banner University Health Plan University Family Plan $1,243.64 ↑ +9%
Banner University Health Plan AZ Medicaid - AHCCCS $1,243.64 ↑ +9%
Aetna Broad Network $1,266.52 ↑ +11%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +12%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,442.12 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $1,507.96 ↑ +33%
Arizona Medical Network Commercial $1,536.50 ↑ +35%
Provider Network of America Commercial $1,646.25 ↑ +45%
Arizona Physicians IPA Medicare Advantage $1,949.63 ↑ +71%
Gila River Health Care Corporation Managed Care Program $1,949.63 ↑ +71%
United Healthcare Medicare Advantage $1,949.63 ↑ +71%
UPMC Health Plan Medicare Advantage $1,949.63 ↑ +71%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,949.63 ↑ +71%
Banner University Health Plan University Care Advantage $1,949.63 ↑ +71%
Banner University Health Plan Medicare Advantage $1,949.63 ↑ +71%
Mercy Care Mercy Care Advantage $1,949.63 ↑ +71%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,949.63 ↑ +71%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,949.63 ↑ +71%
Aetna Medicare Advantage $1,949.63 ↑ +71%
Banner Health Medicare Advantage $1,949.63 ↑ +71%
Health Choice Arizona, Inc. Medicare Advantage $1,949.63 ↑ +71%
Kaiser Foundation Health Plan Medicare Advantage $1,949.63 ↑ +71%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,949.63 ↑ +71%
Health Net Medicare $1,949.63 ↑ +71%
Wellpoint Medicare Advantage HMO $1,949.63 ↑ +71%
Care 1st Medicare Advantage $1,949.63 ↑ +71%
Humana Medicare Advantage $2,008.12 ↑ +77%
Devoted Health Services Medicare Advantage $2,047.11 ↑ +80%
Carelon Medicare Advantage $2,047.11 ↑ +80%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $2,144.59 ↑ +89%
Gold Kidney Health Plan Medicare Advantage $2,144.59 ↑ +89%
NaphCare Federal $2,632.00 ↑ +131%
Aetna Qualified Health Plan $2,651.50 ↑ +133%
United Healthcare Individual Exchange $2,729.48 ↑ +140%
Health Net Commerical Exchange Product $2,885.45 ↑ +154%
Health Choice Arizona, Inc. ACA Health Plan $2,924.45 ↑ +157%
Oscar Health Plan Commercial $3,216.89 ↑ +183%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +187%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +207%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +222%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +283%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +283%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ghs layered repair over 30.0 cm -12047 at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $369.06 – $2,008.12
St. Joseph’s Hospital and Medical Center Phoenix not published $369.06 – $2,008.12
Banner Boswell Medical Center Sun City $529.35 $737.52 – $3,216.89
Banner Page Hospital Page $430.49 $310.03 – $868.30
Mercy Gilbert Medical Center Gilbert not published $369.06 – $1,949.63
Yavapai Regional Medical Center (East) Prescott not published $369.06 – $2,066.61
Arizona General Hospital Mesa Mesa not published $369.06 – $2,008.12
Chandler Regional Medical Center Chandler not published $369.06 – $518.81

All Arizona hospitals for this procedure →