Ghs layered repair 12.6 - 20.0 cm -12045 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$880.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,699.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$380.02 with Banner University Health Plan vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan University Family Plan $380.02 ↓ -57%
Arizona Physicians IPA Medicaid $380.02 ↓ -57%
Health Net Medicaid $380.02 ↓ -57%
Banner University Health Plan AZ Medicaid - AHCCCS $380.02 ↓ -57%
Health Choice Arizona, Inc. Medicaid $380.02 ↓ -57%
Mercy Care Medicaid $380.02 ↓ -57%
Aetna Banner Employee Plans $570.86 ↓ -35%
Care 1st Medicare Advantage $652.42 ↓ -26%
Gila River Health Care Corporation Managed Care Program $652.42 ↓ -26%
United Healthcare Medicare Advantage $652.42 ↓ -26%
UPMC Health Plan Medicare Advantage $652.42 ↓ -26%
Blue Cross Blue Shield of Arizona Medicare Advantage $652.42 ↓ -26%
Banner University Health Plan University Care Advantage $652.42 ↓ -26%
Banner University Health Plan Medicare Advantage $652.42 ↓ -26%
Mercy Care Mercy Care Advantage $652.42 ↓ -26%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $652.42 ↓ -26%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $652.42 ↓ -26%
Aetna Medicare Advantage $652.42 ↓ -26%
Banner Health Medicare Advantage $652.42 ↓ -26%
Health Choice Arizona, Inc. Medicare Advantage $652.42 ↓ -26%
Kaiser Foundation Health Plan Medicare Advantage $652.42 ↓ -26%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $652.42 ↓ -26%
Health Net Medicare $652.42 ↓ -26%
Wellpoint Medicare Advantage HMO $652.42 ↓ -26%
Arizona Physicians IPA Medicare Advantage $652.42 ↓ -26%
Humana Medicare Advantage $671.99 ↓ -24%
Devoted Health Services Medicare Advantage $685.04 ↓ -22%
Carelon Medicare Advantage $685.04 ↓ -22%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $717.66 ↓ -18%
Gold Kidney Health Plan Medicare Advantage $717.66 ↓ -18%
Plotkin Health Plotkin Health $764.55 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $764.55 ↓ -13%
Aetna Joint Venture $784.94 ↓ -11%
United Healthcare UHC Doctor's Plan $824.01 ↓ -6%
Aetna Designated Group $834.21 ↓ -5%
United Healthcare UHC Core $861.39 ↓ -2%
NaphCare Federal $880.77 ↑ +0%
Aetna Qualified Health Plan $887.29 ↑ +1%
Aetna Medical Rental $895.37 ↑ +2%
United Healthcare Commercial $907.27 ↑ +3%
United Healthcare Individual Exchange $913.39 ↑ +4%
Quiktrip Corporation Commercial $917.46 ↑ +4%
Health Net Commerical Exchange Product $965.58 ↑ +10%
Health Choice Arizona, Inc. ACA Health Plan $978.63 ↑ +11%
Aetna Broad Network $980.32 ↑ +11%
Oscar Health Plan Commercial $1,076.49 ↑ +22%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,116.24 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $1,167.21 ↑ +33%
Arizona Medical Network Commercial $1,189.30 ↑ +35%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +44%
Provider Network of America Commercial $1,274.25 ↑ +45%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +271%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +296%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +316%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +395%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +395%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ghs layered repair 12.6 - 20.0 cm -12045 at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $286.81 – $672.00
St. Joseph’s Hospital and Medical Center Phoenix not published $286.81 – $671.99
Banner Boswell Medical Center Sun City $409.73 $380.02 – $1,359.20
Banner Page Hospital Page $330.17 $237.78 – $665.95
Mercy Gilbert Medical Center Gilbert not published $286.81 – $652.42
Banner Del Webb Medical Center Sun City West not published $380.02 – $1,271.44
Banner Gateway Medical Center Gilbert not published $380.02 – $3,268.08
Yavapai Regional Medical Center (East) Prescott not published $286.81 – $691.57

All Arizona hospitals for this procedure →