Ghs layer closure 7.6 - 12.5 cm - 12044 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$687.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,327.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$380.02 with Banner University Health Plan vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $380.02 ↓ -45%
Mercy Care Medicaid $380.02 ↓ -45%
Health Choice Arizona, Inc. Medicaid $380.02 ↓ -45%
Arizona Physicians IPA Medicaid $380.02 ↓ -45%
Banner University Health Plan University Family Plan $380.02 ↓ -45%
Health Net Medicaid $380.02 ↓ -45%
Aetna Banner Employee Plans $445.87 ↓ -35%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $597.15 ↓ -13%
Plotkin Health Plotkin Health $597.15 ↓ -13%
Aetna Joint Venture $613.07 ↓ -11%
United Healthcare UHC Doctor's Plan $643.60 ↓ -6%
Aetna Designated Group $651.56 ↓ -5%
Care 1st Medicare Advantage $652.42 ↓ -5%
Gila River Health Care Corporation Managed Care Program $652.42 ↓ -5%
United Healthcare Medicare Advantage $652.42 ↓ -5%
UPMC Health Plan Medicare Advantage $652.42 ↓ -5%
Blue Cross Blue Shield of Arizona Medicare Advantage $652.42 ↓ -5%
Banner University Health Plan University Care Advantage $652.42 ↓ -5%
Banner University Health Plan Medicare Advantage $652.42 ↓ -5%
Mercy Care Mercy Care Advantage $652.42 ↓ -5%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $652.42 ↓ -5%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $652.42 ↓ -5%
Aetna Medicare Advantage $652.42 ↓ -5%
Banner Health Medicare Advantage $652.42 ↓ -5%
Health Choice Arizona, Inc. Medicare Advantage $652.42 ↓ -5%
Kaiser Foundation Health Plan Medicare Advantage $652.42 ↓ -5%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $652.42 ↓ -5%
Health Net Medicare $652.42 ↓ -5%
Wellpoint Medicare Advantage HMO $652.42 ↓ -5%
Arizona Physicians IPA Medicare Advantage $652.42 ↓ -5%
Humana Medicare Advantage $671.99 ↓ -2%
United Healthcare UHC Core $672.79 ↓ -2%
Carelon Medicare Advantage $685.04 ↓ -0%
Devoted Health Services Medicare Advantage $685.04 ↓ -0%
Aetna Medical Rental $699.33 ↑ +2%
United Healthcare Commercial $708.62 ↑ +3%
Quiktrip Corporation Commercial $716.58 ↑ +4%
Gold Kidney Health Plan Medicare Advantage $717.66 ↑ +4%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $717.66 ↑ +4%
Aetna Broad Network $765.68 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $871.84 ↑ +27%
NaphCare Federal $880.77 ↑ +28%
Aetna Qualified Health Plan $887.29 ↑ +29%
Cigna Healthcare of Arizona, Inc. Commercial $911.65 ↑ +33%
United Healthcare Individual Exchange $913.39 ↑ +33%
Arizona Medical Network Commercial $928.90 ↑ +35%
Health Net Commerical Exchange Product $965.58 ↑ +40%
Health Choice Arizona, Inc. ACA Health Plan $978.63 ↑ +42%
Provider Network of America Commercial $995.25 ↑ +45%
Oscar Health Plan Commercial $1,076.49 ↑ +57%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +85%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +375%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +407%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +432%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +534%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +534%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ghs layer closure 7.6 - 12.5 cm - 12044 at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $224.58 – $672.00
St. Joseph’s Hospital and Medical Center Phoenix not published $224.58 – $671.99
Mercy Gilbert Medical Center Gilbert $312.42 $177.80 – $977.90
Banner Boswell Medical Center Sun City $320.02 $380.02 – $1,076.49
Banner Page Hospital Page $261.88 $188.60 – $528.20
Yavapai Regional Medical Center (East) Prescott $570.60 $224.58 – $691.57
Chandler Regional Medical Center Chandler $340.36 $177.80 – $1,066.80
Banner Desert Medical Center Mesa not published $380.02 – $3,268.08

All Arizona hospitals for this procedure →