Ghs layer closure 7.6 - 12.5 cm - 12034 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$676.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,306.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$250.73 with Banner University Health Plan vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $250.73 ↓ -63%
Banner University Health Plan University Family Plan $250.73 ↓ -63%
Arizona Physicians IPA Medicaid $250.73 ↓ -63%
Health Net Medicaid $250.73 ↓ -63%
Health Choice Arizona, Inc. Medicaid $250.73 ↓ -63%
Mercy Care Medicaid $250.73 ↓ -63%
Care 1st Medicare Advantage $425.83 ↓ -37%
Gila River Health Care Corporation Managed Care Program $425.83 ↓ -37%
United Healthcare Medicare Advantage $425.83 ↓ -37%
UPMC Health Plan Medicare Advantage $425.83 ↓ -37%
Blue Cross Blue Shield of Arizona Medicare Advantage $425.83 ↓ -37%
Banner University Health Plan University Care Advantage $425.83 ↓ -37%
Banner University Health Plan Medicare Advantage $425.83 ↓ -37%
Mercy Care Mercy Care Advantage $425.83 ↓ -37%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $425.83 ↓ -37%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $425.83 ↓ -37%
Aetna Medicare Advantage $425.83 ↓ -37%
Banner Health Medicare Advantage $425.83 ↓ -37%
Health Choice Arizona, Inc. Medicare Advantage $425.83 ↓ -37%
Kaiser Foundation Health Plan Medicare Advantage $425.83 ↓ -37%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $425.83 ↓ -37%
Health Net Medicare $425.83 ↓ -37%
Wellpoint Medicare Advantage HMO $425.83 ↓ -37%
Arizona Physicians IPA Medicare Advantage $425.83 ↓ -37%
Humana Medicare Advantage $438.60 ↓ -35%
Aetna Banner Employee Plans $438.82 ↓ -35%
Devoted Health Services Medicare Advantage $447.12 ↓ -34%
Carelon Medicare Advantage $447.12 ↓ -34%
Gold Kidney Health Plan Medicare Advantage $468.41 ↓ -31%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $468.41 ↓ -31%
NaphCare Federal $574.87 ↓ -15%
Aetna Qualified Health Plan $579.13 ↓ -14%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $587.70 ↓ -13%
Plotkin Health Plotkin Health $587.70 ↓ -13%
United Healthcare Individual Exchange $596.16 ↓ -12%
Aetna Joint Venture $603.37 ↓ -11%
Health Net Commerical Exchange Product $630.23 ↓ -7%
United Healthcare UHC Doctor's Plan $633.41 ↓ -6%
Health Choice Arizona, Inc. ACA Health Plan $638.75 ↓ -6%
Aetna Designated Group $641.25 ↓ -5%
United Healthcare UHC Core $662.14 ↓ -2%
Aetna Medical Rental $688.26 ↑ +2%
United Healthcare Commercial $697.40 ↑ +3%
Oscar Health Plan Commercial $702.62 ↑ +4%
Quiktrip Corporation Commercial $705.24 ↑ +4%
Aetna Broad Network $753.56 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $858.04 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $897.22 ↑ +33%
Arizona Medical Network Commercial $914.20 ↑ +35%
Provider Network of America Commercial $979.50 ↑ +45%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +88%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +383%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +415%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +441%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +544%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +544%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ghs layer closure 7.6 - 12.5 cm - 12034 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix not published $250.73 – $3,268.08
Arizona General Hospital Laveen Phoenix not published $215.29 – $438.61
St. Joseph’s Hospital and Medical Center Phoenix not published $215.29 – $438.60
Banner University Medical Center Tucson Tucson $488.24 $250.73 – $1,076.00
Banner Boswell Medical Center Sun City $314.95 $250.73 – $1,044.80
Banner Casa Grande Medical Center Casa Grande $361.76 $250.73 – $979.50
Banner Desert Medical Center Mesa $462.32 $250.73 – $979.50
Banner Page Hospital Page $251.51 $181.13 – $507.30

All Arizona hospitals for this procedure →