Ghs layer closure 2.6 - 7.5 cm - 12042 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$627.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,211.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$250.73 with Banner University Health Plan vs $3,253.90 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan University Family Plan $250.73 ↓ -60%
Arizona Physicians IPA Medicaid $250.73 ↓ -60%
Health Net Medicaid $250.73 ↓ -60%
Banner University Health Plan AZ Medicaid - AHCCCS $250.73 ↓ -60%
Health Choice Arizona, Inc. Medicaid $250.73 ↓ -60%
Mercy Care Medicaid $250.73 ↓ -60%
Aetna Banner Employee Plans $406.90 ↓ -35%
Care 1st Medicare Advantage $425.83 ↓ -32%
Gila River Health Care Corporation Managed Care Program $425.83 ↓ -32%
United Healthcare Medicare Advantage $425.83 ↓ -32%
UPMC Health Plan Medicare Advantage $425.83 ↓ -32%
Blue Cross Blue Shield of Arizona Medicare Advantage $425.83 ↓ -32%
Banner University Health Plan University Care Advantage $425.83 ↓ -32%
Banner University Health Plan Medicare Advantage $425.83 ↓ -32%
Mercy Care Mercy Care Advantage $425.83 ↓ -32%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $425.83 ↓ -32%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $425.83 ↓ -32%
Aetna Medicare Advantage $425.83 ↓ -32%
Banner Health Medicare Advantage $425.83 ↓ -32%
Health Choice Arizona, Inc. Medicare Advantage $425.83 ↓ -32%
Kaiser Foundation Health Plan Medicare Advantage $425.83 ↓ -32%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $425.83 ↓ -32%
Health Net Medicare $425.83 ↓ -32%
Wellpoint Medicare Advantage HMO $425.83 ↓ -32%
Arizona Physicians IPA Medicare Advantage $425.83 ↓ -32%
Humana Medicare Advantage $438.60 ↓ -30%
Devoted Health Services Medicare Advantage $447.12 ↓ -29%
Carelon Medicare Advantage $447.12 ↓ -29%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $468.41 ↓ -25%
Gold Kidney Health Plan Medicare Advantage $468.41 ↓ -25%
Plotkin Health Plotkin Health $544.95 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $544.95 ↓ -13%
Aetna Joint Venture $559.48 ↓ -11%
NaphCare Federal $574.87 ↓ -8%
Aetna Qualified Health Plan $579.13 ↓ -8%
United Healthcare UHC Doctor's Plan $587.34 ↓ -6%
Aetna Designated Group $594.60 ↓ -5%
United Healthcare Individual Exchange $596.16 ↓ -5%
United Healthcare UHC Core $613.98 ↓ -2%
Health Net Commerical Exchange Product $630.23 ↑ +0%
Aetna Medical Rental $638.20 ↑ +2%
Health Choice Arizona, Inc. ACA Health Plan $638.75 ↑ +2%
United Healthcare Commercial $646.67 ↑ +3%
Quiktrip Corporation Commercial $653.94 ↑ +4%
Aetna Broad Network $698.75 ↑ +11%
Oscar Health Plan Commercial $702.62 ↑ +12%
Cigna Healthcare of Arizona, Inc. LocalFlex $795.63 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $831.96 ↑ +33%
Arizona Medical Network Commercial $847.70 ↑ +35%
Provider Network of America Commercial $908.25 ↑ +45%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↑ +51%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +289%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +315%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +336%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +419%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +419%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ghs layer closure 2.6 - 7.5 cm - 12042 at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $205.27 – $438.61
St. Joseph’s Hospital and Medical Center Phoenix not published $205.27 – $438.60
Banner Boswell Medical Center Sun City $292.04 $250.73 – $968.80
Banner Page Hospital Page $239.74 $172.65 – $483.55
Yavapai Regional Medical Center (East) Prescott $1,412.77 $205.27 – $524.45
Mercy Gilbert Medical Center Gilbert not published $205.27 – $425.83
Banner University Medical Center Tucson Tucson not published $250.73 – $2,082.06
Banner University Medical Center South Tucson not published $250.73 – $1,466.47

All Arizona hospitals for this procedure →