Ghs layer closure 2.5 cm or less - 12041 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$562.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,085.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$250.73 with Banner University Health Plan vs $3,253.90 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan University Family Plan $250.73 ↓ -55%
Arizona Physicians IPA Medicaid $250.73 ↓ -55%
Health Net Medicaid $250.73 ↓ -55%
Banner University Health Plan AZ Medicaid - AHCCCS $250.73 ↓ -55%
Health Choice Arizona, Inc. Medicaid $250.73 ↓ -55%
Mercy Care Medicaid $250.73 ↓ -55%
Aetna Banner Employee Plans $364.56 ↓ -35%
Care 1st Medicare Advantage $425.83 ↓ -24%
Gila River Health Care Corporation Managed Care Program $425.83 ↓ -24%
United Healthcare Medicare Advantage $425.83 ↓ -24%
UPMC Health Plan Medicare Advantage $425.83 ↓ -24%
Blue Cross Blue Shield of Arizona Medicare Advantage $425.83 ↓ -24%
Banner University Health Plan University Care Advantage $425.83 ↓ -24%
Banner University Health Plan Medicare Advantage $425.83 ↓ -24%
Mercy Care Mercy Care Advantage $425.83 ↓ -24%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $425.83 ↓ -24%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $425.83 ↓ -24%
Aetna Medicare Advantage $425.83 ↓ -24%
Banner Health Medicare Advantage $425.83 ↓ -24%
Health Choice Arizona, Inc. Medicare Advantage $425.83 ↓ -24%
Kaiser Foundation Health Plan Medicare Advantage $425.83 ↓ -24%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $425.83 ↓ -24%
Health Net Medicare $425.83 ↓ -24%
Wellpoint Medicare Advantage HMO $425.83 ↓ -24%
Arizona Physicians IPA Medicare Advantage $425.83 ↓ -24%
Humana Medicare Advantage $438.60 ↓ -22%
Devoted Health Services Medicare Advantage $447.12 ↓ -20%
Carelon Medicare Advantage $447.12 ↓ -20%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $468.41 ↓ -17%
Gold Kidney Health Plan Medicare Advantage $468.41 ↓ -17%
Plotkin Health Plotkin Health $488.25 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $488.25 ↓ -13%
Aetna Joint Venture $501.27 ↓ -11%
United Healthcare UHC Doctor's Plan $526.23 ↓ -6%
Aetna Designated Group $532.74 ↓ -5%
United Healthcare UHC Core $550.10 ↓ -2%
Aetna Medical Rental $571.79 ↑ +2%
NaphCare Federal $574.87 ↑ +2%
Aetna Qualified Health Plan $579.13 ↑ +3%
United Healthcare Commercial $579.39 ↑ +3%
Quiktrip Corporation Commercial $585.90 ↑ +4%
United Healthcare Individual Exchange $596.16 ↑ +6%
Aetna Broad Network $626.04 ↑ +11%
Health Net Commerical Exchange Product $630.23 ↑ +12%
Health Choice Arizona, Inc. ACA Health Plan $638.75 ↑ +14%
Oscar Health Plan Commercial $702.62 ↑ +25%
Cigna Healthcare of Arizona, Inc. LocalFlex $712.85 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $745.39 ↑ +33%
Arizona Medical Network Commercial $759.50 ↑ +35%
Provider Network of America Commercial $813.75 ↑ +45%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↑ +69%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +334%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +363%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +386%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +479%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +479%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ghs layer closure 2.5 cm or less - 12041 at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $152.34 – $438.61
St. Joseph’s Hospital and Medical Center Phoenix not published $152.34 – $438.60
Mercy Gilbert Medical Center Gilbert $203.94 $116.06 – $638.33
Banner Boswell Medical Center Sun City $261.66 $250.73 – $868.00
Banner Page Hospital Page $179.45 $129.24 – $361.95
Yavapai Regional Medical Center (East) Prescott $1,130.81 $152.34 – $451.38
Chandler Regional Medical Center Chandler $222.18 $116.06 – $696.36
Banner University Medical Center Tucson Tucson not published $250.73 – $2,082.06

All Arizona hospitals for this procedure →