Ghs fish cytogen at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$25.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$104.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.42 with Care 1st vs $111.17 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $21.42 ↓ -17%
Gila River Health Care Corporation Managed Care Program $21.42 ↓ -17%
United Healthcare Medicare Advantage $21.42 ↓ -17%
UPMC Health Plan Medicare Advantage $21.42 ↓ -17%
Blue Cross Blue Shield of Arizona Medicare Advantage $21.42 ↓ -17%
Banner University Health Plan University Family Plan $21.42 ↓ -17%
Banner University Health Plan AZ Medicaid - AHCCCS $21.42 ↓ -17%
Banner University Health Plan University Care Advantage $21.42 ↓ -17%
Banner University Health Plan Medicare Advantage $21.42 ↓ -17%
Mercy Care Medicaid $21.42 ↓ -17%
Mercy Care Mercy Care Advantage $21.42 ↓ -17%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $21.42 ↓ -17%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $21.42 ↓ -17%
Aetna Medicare Advantage $21.42 ↓ -17%
Banner Health Medicare Advantage $21.42 ↓ -17%
Health Choice Arizona, Inc. Medicaid $21.42 ↓ -17%
Health Choice Arizona, Inc. Medicare Advantage $21.42 ↓ -17%
Kaiser Foundation Health Plan Medicare Advantage $21.42 ↓ -17%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $21.42 ↓ -17%
Health Net Medicare $21.42 ↓ -17%
Health Net Medicaid $21.42 ↓ -17%
Wellpoint Medicare Advantage HMO $21.42 ↓ -17%
Arizona Physicians IPA Medicaid $21.42 ↓ -17%
Arizona Physicians IPA Medicare Advantage $21.42 ↓ -17%
Humana Medicare Advantage $22.06 ↓ -14%
Carelon Medicare Advantage $22.49 ↓ -12%
Devoted Health Services Medicare Advantage $22.49 ↓ -12%
Gold Kidney Health Plan Medicare Advantage $23.56 ↓ -8%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $23.56 ↓ -8%
NaphCare Federal $28.92 ↑ +13%
Aetna Qualified Health Plan $29.13 ↑ +13%
United Healthcare Individual Exchange $29.99 ↑ +17%
Health Net Commerical Exchange Product $31.70 ↑ +23%
Health Choice Arizona, Inc. ACA Health Plan $32.13 ↑ +25%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $32.44 ↑ +26%
Aetna Banner Employee Plans $34.94 ↑ +36%
Oscar Health Plan Commercial $35.34 ↑ +38%
Cigna Healthcare of Arizona, Inc. LocalFlex $37.58 ↑ +46%
United Healthcare UHC Doctor's Plan $39.62 ↑ +54%
Cigna Healthcare of Arizona, Inc. Commercial $41.76 ↑ +63%
United Healthcare UHC Core $43.80 ↑ +70%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $46.80 ↑ +82%
Plotkin Health Plotkin Health $46.80 ↑ +82%
United Healthcare Commercial $48.20 ↑ +88%
Aetna Medical Rental $54.81 ↑ +113%
Quiktrip Corporation Commercial $56.16 ↑ +119%
Aetna Joint Venture $71.93 ↑ +180%
Arizona Medical Network Commercial $72.80 ↑ +183%
Aetna Designated Group $76.43 ↑ +198%
Provider Network of America Commercial $78.00 ↑ +204%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $83.38 ↑ +225%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $88.94 ↑ +246%
Aetna Broad Network $89.92 ↑ +250%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $93.39 ↑ +264%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $111.17 ↑ +333%
Blue Cross Blue Shield of Arizona Commercial $111.17 ↑ +333%

Visitor-reported prices

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Ghs fish cytogen at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $23.09 $21.42 – $78.00
Arizona General Hospital Laveen Phoenix $59.32 $12.85 – $104.28
St. Joseph’s Hospital and Medical Center Phoenix $876.69 $9.00 – $84.53
Mercy Gilbert Medical Center Gilbert $546.22 $11.76 – $64.68
Banner University Medical Center Tucson Tucson $119.80 $21.42 – $70.40
Banner University Medical Center South Tucson $20.77 $21.42 – $70.40
Banner Baywood Medical Center Mesa $232.81 $21.42 – $78.00
Banner Boswell Medical Center Sun City $22.46 $21.42 – $83.20

All Arizona hospitals for this procedure →