Ghs excision ingrown nail at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$196.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$380.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.65 with Blue Cross Blue Shield of Arizona vs $702.62 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $100.65 ↓ -49%
Aetna Banner Employee Plans $127.68 ↓ -35%
Plotkin Health Plotkin Health $171.00 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $171.00 ↓ -13%
Aetna Joint Venture $175.56 ↓ -11%
United Healthcare UHC Doctor's Plan $184.30 ↓ -6%
Aetna Designated Group $186.58 ↓ -5%
United Healthcare UHC Core $192.66 ↓ -2%
Aetna Medical Rental $200.26 ↑ +2%
United Healthcare Commercial $202.92 ↑ +3%
Quiktrip Corporation Commercial $205.20 ↑ +4%
Aetna Broad Network $219.26 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $249.66 ↑ +27%
Health Choice Arizona, Inc. Medicaid $250.73 ↑ +27%
Arizona Physicians IPA Medicaid $250.73 ↑ +27%
Health Net Medicaid $250.73 ↑ +27%
Banner University Health Plan University Family Plan $250.73 ↑ +27%
Banner University Health Plan AZ Medicaid - AHCCCS $250.73 ↑ +27%
Mercy Care Medicaid $250.73 ↑ +27%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $258.70 ↑ +31%
Cigna Healthcare of Arizona, Inc. Commercial $261.06 ↑ +33%
Arizona Medical Network Commercial $266.00 ↑ +35%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $275.95 ↑ +40%
Provider Network of America Commercial $285.00 ↑ +45%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $289.75 ↑ +47%
Blue Cross Blue Shield of Arizona Commercial $344.94 ↑ +75%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $344.94 ↑ +75%
Arizona Physicians IPA Medicare Advantage $425.83 ↑ +116%
Gila River Health Care Corporation Managed Care Program $425.83 ↑ +116%
United Healthcare Medicare Advantage $425.83 ↑ +116%
UPMC Health Plan Medicare Advantage $425.83 ↑ +116%
Blue Cross Blue Shield of Arizona Medicare Advantage $425.83 ↑ +116%
Banner University Health Plan University Care Advantage $425.83 ↑ +116%
Banner University Health Plan Medicare Advantage $425.83 ↑ +116%
Mercy Care Mercy Care Advantage $425.83 ↑ +116%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $425.83 ↑ +116%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $425.83 ↑ +116%
Aetna Medicare Advantage $425.83 ↑ +116%
Banner Health Medicare Advantage $425.83 ↑ +116%
Health Choice Arizona, Inc. Medicare Advantage $425.83 ↑ +116%
Kaiser Foundation Health Plan Medicare Advantage $425.83 ↑ +116%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $425.83 ↑ +116%
Health Net Medicare $425.83 ↑ +116%
Wellpoint Medicare Advantage HMO $425.83 ↑ +116%
Care 1st Medicare Advantage $425.83 ↑ +116%
Humana Medicare Advantage $438.60 ↑ +123%
Devoted Health Services Medicare Advantage $447.12 ↑ +127%
Carelon Medicare Advantage $447.12 ↑ +127%
Gold Kidney Health Plan Medicare Advantage $468.41 ↑ +138%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $468.41 ↑ +138%
NaphCare Federal $574.87 ↑ +192%
Aetna Qualified Health Plan $579.13 ↑ +194%
United Healthcare Individual Exchange $596.16 ↑ +203%
Health Net Commerical Exchange Product $630.23 ↑ +220%
Health Choice Arizona, Inc. ACA Health Plan $638.75 ↑ +225%
Oscar Health Plan Commercial $702.62 ↑ +257%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ghs excision ingrown nail at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix not published $250.73 – $258.70
Arizona General Hospital Laveen Phoenix not published $98.34 – $438.61
St. Joseph’s Hospital and Medical Center Phoenix not published $98.34 – $438.60
Yavapai Regional Medical Center (East) Prescott $371.75 $98.34 – $366.76
Mercy Gilbert Medical Center Gilbert not published $98.34 – $425.83
Banner University Medical Center South Tucson not published $155.46 – $250.73
Banner Desert Medical Center Mesa not published $250.73 – $258.70
Arizona General Hospital Mesa Mesa not published $98.34 – $438.61

All Arizona hospitals for this procedure →