Gemcitabine 1 gram intravenous solution at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$0.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.36 with Aetna vs $19.55 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $0.36 ↑ +300%
Aetna Qualified Health Plan $0.40 ↑ +344%
Health Choice Arizona, Inc. Medicare Advantage $0.53 ↑ +489%
Aetna Banner Employee Plans $0.60 ↑ +567%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $0.71 ↑ +689%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $0.80 ↑ +789%
Plotkin Health Plotkin Health $0.80 ↑ +789%
United Healthcare UHC Doctor's Plan $0.86 ↑ +856%
Oscar Health Plan Commercial $0.89 ↑ +889%
Health Choice Arizona, Inc. ACA Health Plan $0.89 ↑ +889%
Health Net Medicare $0.89 ↑ +889%
United Healthcare UHC Core $0.90 ↑ +900%
Aetna Medical Rental $0.94 ↑ +944%
United Healthcare Commercial $0.95 ↑ +956%
Quiktrip Corporation Commercial $0.96 ↑ +967%
Health Net Commerical Exchange Product $0.96 ↑ +967%
Arizona Medical Network Commercial $1.25 ↑ +1289%
Provider Network of America Commercial $1.33 ↑ +1378%
Arizona Physicians IPA Medicaid $2.96 ↑ +3189%
Banner University Health Plan AZ Medicaid - AHCCCS $2.96 ↑ +3189%
Banner University Health Plan University Family Plan $2.96 ↑ +3189%
Health Choice Arizona, Inc. Medicaid $2.96 ↑ +3189%
Health Net Medicaid $2.96 ↑ +3189%
Mercy Care Medicaid $2.96 ↑ +3189%
Cigna Healthcare of Arizona, Inc. LocalFlex $4.40 ↑ +4789%
Cigna Healthcare of Arizona, Inc. Commercial $4.88 ↑ +5322%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $5.70 ↑ +6233%
Aetna Designated Group $5.74 ↑ +6278%
Aetna Broad Network $5.74 ↑ +6278%
Aetna Joint Venture $5.74 ↑ +6278%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $14.66 ↑ +16189%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $15.64 ↑ +17278%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $16.42 ↑ +18144%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $19.55 ↑ +21622%
Blue Cross Blue Shield of Arizona Commercial $19.55 ↑ +21622%

Visitor-reported prices

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Gemcitabine 1 gram intravenous solution at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $82.52 $2.94 – $49.77
Mercy Gilbert Medical Center Gilbert $112.92 $2.94 – $353.43
Yavapai Regional Medical Center (East) Prescott $178.08 $2.94 – $226.10
Chandler Regional Medical Center Chandler $123.02 $2.94 – $385.56

All Arizona hospitals for this procedure →