Fluoroguide needle placement at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$145.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$516.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.20 with Aetna vs $554.86 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $103.20 ↓ -29%
Arizona Physicians IPA Medicaid $115.58 ↓ -21%
Health Net Medicaid $115.58 ↓ -21%
Health Choice Arizona, Inc. Medicaid $115.58 ↓ -21%
Banner University Health Plan University Family Plan $115.58 ↓ -21%
Banner University Health Plan AZ Medicaid - AHCCCS $115.58 ↓ -21%
Mercy Care Medicaid $115.58 ↓ -21%
Aetna Qualified Health Plan $116.10 ↓ -20%
Health Choice Arizona, Inc. Medicare Advantage $154.80 ↑ +6%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $161.90 ↑ +11%
Aetna Banner Employee Plans $173.38 ↑ +19%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $206.40 ↑ +42%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $232.20 ↑ +60%
Plotkin Health Plotkin Health $232.20 ↑ +60%
Aetna Joint Venture $238.39 ↑ +64%
Aetna Designated Group $253.36 ↑ +74%
Health Net Medicare $258.00 ↑ +77%
Health Choice Arizona, Inc. ACA Health Plan $258.00 ↑ +77%
Oscar Health Plan Commercial $258.00 ↑ +77%
Aetna Medical Rental $271.93 ↑ +87%
Quiktrip Corporation Commercial $278.64 ↑ +91%
Health Net Commerical Exchange Product $278.64 ↑ +91%
Aetna Broad Network $297.73 ↑ +105%
Cigna Healthcare of Arizona, Inc. LocalFlex $339.01 ↑ +133%
Cigna Healthcare of Arizona, Inc. Commercial $354.49 ↑ +144%
Arizona Medical Network Commercial $361.20 ↑ +148%
Provider Network of America Commercial $387.00 ↑ +166%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $416.15 ↑ +186%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $443.89 ↑ +205%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $466.08 ↑ +220%
Blue Cross Blue Shield of Arizona Commercial $554.86 ↑ +281%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $554.86 ↑ +281%

Visitor-reported prices

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Fluoroguide needle placement at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $134.68 $103.20 – $416.15
Arizona General Hospital Laveen Phoenix $259.69 $121.59 – $926.48
St. Joseph’s Hospital and Medical Center Phoenix $516.47 $121.59 – $1,068.08
Mercy Gilbert Medical Center Gilbert $245.02 $121.59 – $898.83
Banner University Medical Center Tucson Tucson $148.20 $98.80 – $395.20
Banner University Medical Center South Tucson $152.15 $98.80 – $395.20
Banner Baywood Medical Center Mesa $148.61 $103.20 – $416.15
Banner Boswell Medical Center Sun City $125.90 $103.20 – $412.80

All Arizona hospitals for this procedure →