Fine needle aspiration biopsy w/us gdn; ea addtl 10006 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$465.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,301.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$260.20 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $260.20 ↓ -44%
Arizona Physicians IPA Medicaid $291.42 ↓ -37%
Health Choice Arizona, Inc. Medicaid $291.42 ↓ -37%
Mercy Care Medicaid $291.42 ↓ -37%
Banner University Health Plan AZ Medicaid - AHCCCS $291.42 ↓ -37%
Banner University Health Plan University Family Plan $291.42 ↓ -37%
Health Net Medicaid $291.42 ↓ -37%
Aetna Qualified Health Plan $292.73 ↓ -37%
Health Choice Arizona, Inc. Medicare Advantage $390.30 ↓ -16%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $520.40 ↑ +12%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $543.65 ↑ +17%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $585.45 ↑ +26%
Plotkin Health Plotkin Health $585.45 ↑ +26%
Oscar Health Plan Commercial $650.50 ↑ +40%
Health Choice Arizona, Inc. ACA Health Plan $650.50 ↑ +40%
Health Net Medicare $650.50 ↑ +40%
Aetna Medical Rental $685.63 ↑ +47%
Quiktrip Corporation Commercial $702.54 ↑ +51%
Health Net Commerical Exchange Product $702.54 ↑ +51%
Arizona Medical Network Commercial $910.70 ↑ +96%
Provider Network of America Commercial $975.75 ↑ +109%
Aetna Banner Employee Plans $1,170.00 ↑ +151%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,397.38 ↑ +200%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,490.54 ↑ +220%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,565.05 ↑ +236%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,863.17 ↑ +300%
Blue Cross Blue Shield of Arizona Commercial $1,863.17 ↑ +300%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +354%
United Healthcare UHC Core $2,210.00 ↑ +374%
United Healthcare Commercial $2,326.00 ↑ +399%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +763%
Aetna Joint Venture $4,405.00 ↑ +846%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +858%
Aetna Designated Group $4,680.00 ↑ +905%
Aetna Broad Network $5,506.00 ↑ +1082%

Visitor-reported prices

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Fine needle aspiration biopsy w/us gdn; ea addtl 10006 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $503.49 $260.20 – $4,018.00
St. Joseph’s Hospital and Medical Center Phoenix $406.83 $52.21 – $1,014.02
Arizona General Hospital Laveen Phoenix not published $52.21 – $876.33
Banner University Medical Center Tucson Tucson $490.05 $270.00 – $2,041.00
Banner University Medical Center South Tucson $711.45 $270.00 – $2,041.00
Banner Baywood Medical Center Mesa $444.94 $260.20 – $4,018.00
Banner Boswell Medical Center Sun City $375.99 $260.20 – $4,018.00
Banner Casa Grande Medical Center Casa Grande $360.38 $260.20 – $1,851.00

All Arizona hospitals for this procedure →