Fetal hemoglobin rosette at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$5.31
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$29.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.36 with Care 1st vs $42.88 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $9.36 | ↑ +76% |
| Gila River Health Care Corporation | Managed Care Program | $9.36 | ↑ +76% |
| United Healthcare | Medicare Advantage | $9.36 | ↑ +76% |
| UPMC Health Plan | Medicare Advantage | $9.36 | ↑ +76% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $9.36 | ↑ +76% |
| Banner University Health Plan | University Family Plan | $9.36 | ↑ +76% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $9.36 | ↑ +76% |
| Banner University Health Plan | University Care Advantage | $9.36 | ↑ +76% |
| Banner University Health Plan | Medicare Advantage | $9.36 | ↑ +76% |
| Mercy Care | Medicaid | $9.36 | ↑ +76% |
| Mercy Care | Mercy Care Advantage | $9.36 | ↑ +76% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $9.36 | ↑ +76% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $9.36 | ↑ +76% |
| Aetna | Medicare Advantage | $9.36 | ↑ +76% |
| Banner Health | Medicare Advantage | $9.36 | ↑ +76% |
| Health Choice Arizona, Inc. | Medicaid | $9.36 | ↑ +76% |
| Health Choice Arizona, Inc. | Medicare Advantage | $9.36 | ↑ +76% |
| Kaiser Foundation Health Plan | Medicare Advantage | $9.36 | ↑ +76% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $9.36 | ↑ +76% |
| Health Net | Medicare | $9.36 | ↑ +76% |
| Health Net | Medicaid | $9.36 | ↑ +76% |
| Wellpoint | Medicare Advantage HMO | $9.36 | ↑ +76% |
| Arizona Physicians IPA | Medicaid | $9.36 | ↑ +76% |
| Arizona Physicians IPA | Medicare Advantage | $9.36 | ↑ +76% |
| Humana | Medicare Advantage | $9.64 | ↑ +82% |
| Aetna | Banner Employee Plans | $9.74 | ↑ +83% |
| Carelon | Medicare Advantage | $9.83 | ↑ +85% |
| Devoted Health Services | Medicare Advantage | $9.83 | ↑ +85% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $10.30 | ↑ +94% |
| Gold Kidney Health Plan | Medicare Advantage | $10.30 | ↑ +94% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $12.51 | ↑ +136% |
| NaphCare | Federal | $12.64 | ↑ +138% |
| Aetna | Qualified Health Plan | $12.73 | ↑ +140% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $13.05 | ↑ +146% |
| Plotkin Health | Plotkin Health | $13.05 | ↑ +146% |
| United Healthcare | Individual Exchange | $13.10 | ↑ +147% |
| Health Net | Commerical Exchange Product | $13.85 | ↑ +161% |
| Health Choice Arizona, Inc. | ACA Health Plan | $14.04 | ↑ +164% |
| Aetna | Medical Rental | $15.28 | ↑ +188% |
| Oscar Health Plan | Commercial | $15.44 | ↑ +191% |
| Quiktrip Corporation | Commercial | $15.66 | ↑ +195% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $16.42 | ↑ +209% |
| United Healthcare | UHC Doctor's Plan | $17.31 | ↑ +226% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $18.24 | ↑ +244% |
| United Healthcare | UHC Core | $19.13 | ↑ +260% |
| Arizona Medical Network | Commercial | $20.30 | ↑ +282% |
| United Healthcare | Commercial | $21.06 | ↑ +297% |
| Provider Network of America | Commercial | $21.75 | ↑ +310% |
| Aetna | Joint Venture | $31.43 | ↑ +492% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $32.16 | ↑ +506% |
| Aetna | Designated Group | $33.40 | ↑ +529% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $34.30 | ↑ +546% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $36.02 | ↑ +578% |
| Aetna | Broad Network | $39.29 | ↑ +640% |
| Blue Cross Blue Shield of Arizona | Commercial | $42.88 | ↑ +708% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $42.88 | ↑ +708% |
Visitor-reported prices
Comments
Fetal hemoglobin rosette at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $6.55 | $9.36 – $21.75 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $40.88 | $3.93 – $84.53 |
| Mercy Gilbert Medical Center | Gilbert | $54.86 | $9.36 – $171.71 |
| Banner University Medical Center Tucson | Tucson | $3.97 | $9.36 – $23.20 |
| Banner Baywood Medical Center | Mesa | $13.05 | $9.36 – $21.75 |
| Banner Boswell Medical Center | Sun City | $5.36 | $9.36 – $23.20 |
| Banner Casa Grande Medical Center | Casa Grande | $6.15 | $9.36 – $21.75 |
| Banner Del Webb Medical Center | Sun City West | $5.54 | $9.36 – $23.20 |