Fetal chrmoml microdeltj at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$635.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,278.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$328.26 with Arizona Physicians IPA vs $3,940.18 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $328.26 | ↓ -48% |
| Gila River Health Care Corporation | Managed Care Program | $759.05 | ↑ +19% |
| Arizona Physicians IPA | Medicare Advantage | $759.05 | ↑ +19% |
| Banner Health | Medicare Advantage | $759.05 | ↑ +19% |
| Wellpoint | Medicare Advantage HMO | $759.05 | ↑ +19% |
| United Healthcare | Medicare Advantage | $759.05 | ↑ +19% |
| UPMC Health Plan | Medicare Advantage | $759.05 | ↑ +19% |
| Health Net | Medicare | $759.05 | ↑ +19% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $759.05 | ↑ +19% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $759.05 | ↑ +19% |
| Banner University Health Plan | University Care Advantage | $759.05 | ↑ +19% |
| Banner University Health Plan | Medicare Advantage | $759.05 | ↑ +19% |
| Mercy Care | Mercy Care Advantage | $759.05 | ↑ +19% |
| Care 1st | Medicare Advantage | $759.05 | ↑ +19% |
| Kaiser Foundation Health Plan | Medicare Advantage | $759.05 | ↑ +19% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $759.05 | ↑ +19% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $759.05 | ↑ +19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $759.05 | ↑ +19% |
| Aetna | Medicare Advantage | $759.05 | ↑ +19% |
| Aetna | Banner Employee Plans | $765.41 | ↑ +20% |
| Humana | Medicare Advantage | $781.82 | ↑ +23% |
| Carelon | Medicare Advantage | $797.00 | ↑ +25% |
| Devoted Health Services | Medicare Advantage | $797.00 | ↑ +25% |
| Gold Kidney Health Plan | Medicare Advantage | $834.96 | ↑ +31% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $834.96 | ↑ +31% |
| NaphCare | Federal | $1,024.72 | ↑ +61% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,025.10 | ↑ +61% |
| Plotkin Health | Plotkin Health | $1,025.10 | ↑ +61% |
| Aetna | Qualified Health Plan | $1,032.31 | ↑ +62% |
| United Healthcare | Individual Exchange | $1,062.67 | ↑ +67% |
| Health Net | Commerical Exchange Product | $1,123.39 | ↑ +77% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,138.58 | ↑ +79% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,149.69 | ↑ +81% |
| Aetna | Medical Rental | $1,200.51 | ↑ +89% |
| Quiktrip Corporation | Commercial | $1,230.12 | ↑ +94% |
| Oscar Health Plan | Commercial | $1,252.43 | ↑ +97% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,332.13 | ↑ +110% |
| United Healthcare | UHC Doctor's Plan | $1,403.94 | ↑ +121% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,480.14 | ↑ +133% |
| United Healthcare | UHC Core | $1,552.18 | ↑ +144% |
| Arizona Medical Network | Commercial | $1,594.60 | ↑ +151% |
| United Healthcare | Commercial | $1,707.87 | ↑ +169% |
| Provider Network of America | Commercial | $1,708.50 | ↑ +169% |
| Aetna | Joint Venture | $2,548.89 | ↑ +301% |
| Aetna | Designated Group | $2,708.29 | ↑ +326% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,955.13 | ↑ +365% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $3,152.14 | ↑ +396% |
| Aetna | Broad Network | $3,186.49 | ↑ +401% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $3,309.72 | ↑ +421% |
| Blue Cross Blue Shield of Arizona | Commercial | $3,940.18 | ↑ +520% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $3,940.18 | ↑ +520% |
Visitor-reported prices
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Fetal chrmoml microdeltj at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $420.20 | $209.00 – $869.00 |