Fda ide #g240020 carry bag at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$642.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,664.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$126.76 with Banner University Health Plan vs $1,248.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $126.76 ↓ -80%
Health Choice Arizona, Inc. Medicaid $126.76 ↓ -80%
Health Net Medicaid $126.76 ↓ -80%
Arizona Physicians IPA Medicaid $126.76 ↓ -80%
Banner University Health Plan University Family Plan $126.76 ↓ -80%
Mercy Care Medicaid $126.76 ↓ -80%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $306.97 ↓ -52%
Aetna Medicare Advantage $332.80 ↓ -48%
Aetna Qualified Health Plan $374.40 ↓ -42%
Health Choice Arizona, Inc. Medicare Advantage $499.20 ↓ -22%
Aetna Banner Employee Plans $559.10 ↓ -13%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $665.60 ↑ +4%
Plotkin Health Plotkin Health $748.80 ↑ +17%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $748.80 ↑ +17%
Aetna Joint Venture $768.77 ↑ +20%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $789.02 ↑ +23%
United Healthcare UHC Doctor's Plan $807.04 ↑ +26%
Aetna Designated Group $817.02 ↑ +27%
Health Net Medicare $832.00 ↑ +30%
Oscar Health Plan Commercial $832.00 ↑ +30%
Health Choice Arizona, Inc. ACA Health Plan $832.00 ↑ +30%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $841.62 ↑ +31%
United Healthcare UHC Core $843.65 ↑ +31%
Aetna Medical Rental $876.93 ↑ +37%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $883.70 ↑ +38%
United Healthcare Commercial $888.58 ↑ +38%
Quiktrip Corporation Commercial $898.56 ↑ +40%
Health Net Commerical Exchange Product $898.56 ↑ +40%
Cigna Healthcare of Arizona, Inc. LocalFlex $911.87 ↑ +42%
Cigna Healthcare of Arizona, Inc. Commercial $953.47 ↑ +48%
Aetna Broad Network $960.13 ↑ +49%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,052.03 ↑ +64%
Blue Cross Blue Shield of Arizona Commercial $1,052.03 ↑ +64%
Arizona Medical Network Commercial $1,164.80 ↑ +81%
Provider Network of America Commercial $1,248.00 ↑ +94%

Visitor-reported prices

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Fda ide #g240020 carry bag at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $6,551.30 $129.93 – $1,388.82

All Arizona hospitals for this procedure →