Evaluation heart device at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$601.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,053.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$410.60 with Aetna vs $43,322.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $410.60 | ↓ -32% |
| Mercy Care | Medicaid | $459.87 | ↓ -24% |
| Arizona Physicians IPA | Medicaid | $459.87 | ↓ -24% |
| Health Net | Medicaid | $459.87 | ↓ -24% |
| Health Choice Arizona, Inc. | Medicaid | $459.87 | ↓ -24% |
| Aetna | Qualified Health Plan | $461.93 | ↓ -23% |
| Health Choice Arizona, Inc. | Medicare Advantage | $615.90 | ↑ +2% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $728.64 | ↑ +21% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $821.20 | ↑ +37% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $923.85 | ↑ +54% |
| Plotkin Health | Plotkin Health | $923.85 | ↑ +54% |
| United Healthcare | UHC Doctor's Plan | $995.71 | ↑ +66% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,026.50 | ↑ +71% |
| Oscar Health Plan | Commercial | $1,026.50 | ↑ +71% |
| Health Net | Medicare | $1,026.50 | ↑ +71% |
| United Healthcare | UHC Core | $1,040.87 | ↑ +73% |
| Aetna | Medical Rental | $1,081.93 | ↑ +80% |
| United Healthcare | Commercial | $1,096.30 | ↑ +82% |
| Quiktrip Corporation | Commercial | $1,108.62 | ↑ +84% |
| Health Net | Commerical Exchange Product | $1,108.62 | ↑ +84% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,348.82 | ↑ +124% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,410.41 | ↑ +134% |
| Arizona Medical Network | Commercial | $1,437.10 | ↑ +139% |
| Provider Network of America | Commercial | $1,539.75 | ↑ +156% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,872.88 | ↑ +211% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,997.74 | ↑ +232% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,097.61 | ↑ +249% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,497.18 | ↑ +315% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,497.18 | ↑ +315% |
| Aetna | Banner Employee Plans | $15,142.00 | ↑ +2417% |
| Aetna | Joint Venture | $34,658.00 | ↑ +5662% |
| Aetna | Designated Group | $36,824.00 | ↑ +6022% |
| Aetna | Broad Network | $43,322.00 | ↑ +7102% |
Visitor-reported prices
Comments
Evaluation heart device at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $675.44 | $410.60 – $1,872.88 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $727.71 | $207.43 – $1,878.23 |
| Banner Baywood Medical Center | Mesa | $203.25 | $410.60 – $1,872.88 |
| Banner Boswell Medical Center | Sun City | $496.83 | $410.60 – $1,642.40 |
| Banner Casa Grande Medical Center | Casa Grande | $601.53 | $410.60 – $1,539.75 |
| Banner Del Webb Medical Center | Sun City West | $330.53 | $410.60 – $1,642.40 |
| Banner Desert Medical Center | Mesa | $661.07 | $410.60 – $1,872.88 |
| Banner Heart Hospital | Mesa | $587.16 | $365.43 – $1,570.54 |