Ercp biliary & pancreas at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$310.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,102.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$28.39 with Blue Cross Blue Shield of Arizona vs $826.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $28.39 | ↓ -91% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $72.98 | ↓ -77% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $77.84 | ↓ -75% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $81.73 | ↓ -74% |
| Blue Cross Blue Shield of Arizona | Commercial | $97.30 | ↓ -69% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $97.30 | ↓ -69% |
| Aetna | Medicare Advantage | $220.40 | ↓ -29% |
| Mercy Care | Medicaid | $246.85 | ↓ -21% |
| Banner University Health Plan | University Family Plan | $246.85 | ↓ -21% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $246.85 | ↓ -21% |
| Arizona Physicians IPA | Medicaid | $246.85 | ↓ -21% |
| Health Net | Medicaid | $246.85 | ↓ -21% |
| Health Choice Arizona, Inc. | Medicaid | $246.85 | ↓ -21% |
| Aetna | Qualified Health Plan | $247.95 | ↓ -20% |
| Health Choice Arizona, Inc. | Medicare Advantage | $330.60 | ↑ +6% |
| Aetna | Banner Employee Plans | $370.27 | ↑ +19% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $440.80 | ↑ +42% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $495.90 | ↑ +60% |
| Plotkin Health | Plotkin Health | $495.90 | ↑ +60% |
| Aetna | Joint Venture | $509.12 | ↑ +64% |
| Aetna | Designated Group | $541.08 | ↑ +74% |
| Health Net | Medicare | $551.00 | ↑ +77% |
| Health Choice Arizona, Inc. | ACA Health Plan | $551.00 | ↑ +77% |
| Oscar Health Plan | Commercial | $551.00 | ↑ +77% |
| Aetna | Medical Rental | $580.75 | ↑ +87% |
| Quiktrip Corporation | Commercial | $595.08 | ↑ +91% |
| Health Net | Commerical Exchange Product | $595.08 | ↑ +91% |
| Aetna | Broad Network | $635.85 | ↑ +105% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $724.01 | ↑ +133% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $757.07 | ↑ +144% |
| Arizona Medical Network | Commercial | $771.40 | ↑ +148% |
| Provider Network of America | Commercial | $826.50 | ↑ +166% |
Visitor-reported prices
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Ercp biliary & pancreas at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $287.62 | $72.98 – $826.50 |
| Arizona General Hospital Laveen | Phoenix | $465.10 | $44.51 – $1,659.33 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $555.43 | $55.59 – $1,148.66 |
| Mercy Gilbert Medical Center | Gilbert | $490.77 | $54.22 – $1,536.15 |
| Banner Baywood Medical Center | Mesa | $317.38 | $72.98 – $826.50 |
| Banner Boswell Medical Center | Sun City | $268.89 | $55.72 – $881.60 |
| Banner Casa Grande Medical Center | Casa Grande | $236.93 | $42.74 – $826.50 |
| Banner Del Webb Medical Center | Sun City West | $256.77 | $28.39 – $881.60 |