Electrophysiology evaluation at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$872.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,978.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$263.06 with Blue Cross Blue Shield of Arizona vs $2,233.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $263.06 | ↓ -70% |
| Aetna | Medicare Advantage | $595.60 | ↓ -32% |
| Health Net | Medicaid | $667.07 | ↓ -24% |
| Arizona Physicians IPA | Medicaid | $667.07 | ↓ -24% |
| Health Choice Arizona, Inc. | Medicaid | $667.07 | ↓ -24% |
| Mercy Care | Medicaid | $667.07 | ↓ -24% |
| Aetna | Qualified Health Plan | $670.05 | ↓ -23% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $676.18 | ↓ -23% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $721.26 | ↓ -17% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $757.31 | ↓ -13% |
| Health Choice Arizona, Inc. | Medicare Advantage | $893.40 | ↑ +2% |
| Blue Cross Blue Shield of Arizona | Commercial | $901.57 | ↑ +3% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $901.57 | ↑ +3% |
| Aetna | Banner Employee Plans | $1,000.61 | ↑ +15% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,191.20 | ↑ +37% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,340.10 | ↑ +54% |
| Plotkin Health | Plotkin Health | $1,340.10 | ↑ +54% |
| Aetna | Joint Venture | $1,375.84 | ↑ +58% |
| United Healthcare | UHC Doctor's Plan | $1,444.33 | ↑ +66% |
| Aetna | Designated Group | $1,462.20 | ↑ +68% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,489.00 | ↑ +71% |
| Health Net | Medicare | $1,489.00 | ↑ +71% |
| Oscar Health Plan | Commercial | $1,489.00 | ↑ +71% |
| United Healthcare | UHC Core | $1,509.85 | ↑ +73% |
| Aetna | Medical Rental | $1,569.41 | ↑ +80% |
| United Healthcare | Commercial | $1,590.25 | ↑ +82% |
| Health Net | Commerical Exchange Product | $1,608.12 | ↑ +84% |
| Quiktrip Corporation | Commercial | $1,608.12 | ↑ +84% |
| Aetna | Broad Network | $1,718.31 | ↑ +97% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,956.55 | ↑ +124% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $2,045.89 | ↑ +134% |
| Arizona Medical Network | Commercial | $2,084.60 | ↑ +139% |
| Provider Network of America | Commercial | $2,233.50 | ↑ +156% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $979.76 | $595.60 – $2,233.50 |
| Banner University Medical Center Tucson | Tucson | $162.01 | $123.20 – $576.88 |
| Banner Baywood Medical Center | Mesa | $294.82 | $595.60 – $2,233.50 |
| Banner Boswell Medical Center | Sun City | $720.68 | $516.31 – $2,382.40 |
| Banner Heart Hospital | Mesa | $851.71 | $530.08 – $2,233.50 |
| Banner Thunderbird Medical Center | Glendale | $851.71 | $72.99 – $2,233.50 |