Ecg/1-3 leads/tracing only 93041 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$43.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.47 with Blue Cross Blue Shield of Arizona vs $406.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $13.47 ↓ -69%
Aetna Joint Venture $15.03 ↓ -66%
Aetna Designated Group $15.97 ↓ -64%
Aetna Broad Network $18.79 ↓ -57%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $34.62 ↓ -21%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $36.93 ↓ -16%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $38.77 ↓ -11%
Health Choice Arizona, Inc. Medicaid $40.35 ↓ -8%
Mercy Care Medicaid $40.35 ↓ -8%
Banner University Health Plan University Family Plan $40.35 ↓ -8%
Banner University Health Plan AZ Medicaid - AHCCCS $40.35 ↓ -8%
Arizona Physicians IPA Medicaid $40.35 ↓ -8%
Health Net Medicaid $40.35 ↓ -8%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $46.16 ↑ +5%
Blue Cross Blue Shield of Arizona Commercial $46.16 ↑ +5%
Arizona Physicians IPA Medicare Advantage $63.31 ↑ +45%
Care 1st Medicare Advantage $63.31 ↑ +45%
Gila River Health Care Corporation Managed Care Program $63.31 ↑ +45%
United Healthcare Medicare Advantage $63.31 ↑ +45%
UPMC Health Plan Medicare Advantage $63.31 ↑ +45%
Blue Cross Blue Shield of Arizona Medicare Advantage $63.31 ↑ +45%
Banner University Health Plan University Care Advantage $63.31 ↑ +45%
Banner University Health Plan Medicare Advantage $63.31 ↑ +45%
Mercy Care Mercy Care Advantage $63.31 ↑ +45%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $63.31 ↑ +45%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $63.31 ↑ +45%
Aetna Medicare Advantage $63.31 ↑ +45%
Banner Health Medicare Advantage $63.31 ↑ +45%
Health Choice Arizona, Inc. Medicare Advantage $63.31 ↑ +45%
Kaiser Foundation Health Plan Medicare Advantage $63.31 ↑ +45%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $63.31 ↑ +45%
Health Net Medicare $63.31 ↑ +45%
Wellpoint Medicare Advantage HMO $63.31 ↑ +45%
Humana Medicare Advantage $65.21 ↑ +49%
Carelon Medicare Advantage $66.48 ↑ +52%
Devoted Health Services Medicare Advantage $66.48 ↑ +52%
Aetna Banner Employee Plans $67.20 ↑ +53%
Gold Kidney Health Plan Medicare Advantage $69.64 ↑ +59%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $69.64 ↑ +59%
NaphCare Federal $85.47 ↑ +95%
Aetna Qualified Health Plan $86.10 ↑ +97%
United Healthcare Individual Exchange $88.63 ↑ +102%
Plotkin Health Plotkin Health $90.00 ↑ +105%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $90.00 ↑ +105%
Health Net Commerical Exchange Product $93.70 ↑ +114%
Health Choice Arizona, Inc. ACA Health Plan $94.97 ↑ +117%
Oscar Health Plan Commercial $104.46 ↑ +138%
Aetna Medical Rental $105.40 ↑ +141%
Quiktrip Corporation Commercial $108.00 ↑ +147%
Cigna Healthcare of Arizona, Inc. LocalFlex $131.40 ↑ +200%
Cigna Healthcare of Arizona, Inc. Commercial $137.40 ↑ +214%
Arizona Medical Network Commercial $140.00 ↑ +220%
Provider Network of America Commercial $150.00 ↑ +242%
United Healthcare UHC Doctor's Plan $369.00 ↑ +742%
United Healthcare UHC Core $386.00 ↑ +781%
United Healthcare Commercial $406.00 ↑ +827%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ecg/1-3 leads/tracing only 93041 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $46.00 $15.03 – $150.00
Arizona General Hospital Laveen Phoenix $135.80 $6.44 – $484.49
St. Joseph’s Hospital and Medical Center Phoenix $107.35 $6.44 – $221.99
Banner University Medical Center Tucson Tucson $17.38 $8.20 – $104.46
Banner University Medical Center South Tucson $18.75 $8.20 – $104.46
Banner Baywood Medical Center Mesa $46.00 $15.03 – $150.00
Banner Boswell Medical Center Sun City $41.00 $15.03 – $160.00
Banner Casa Grande Medical Center Casa Grande $39.40 $8.20 – $150.00

All Arizona hospitals for this procedure →