Dstrj nulyt agt gnclr nrv at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,690.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,722.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$629.60 with Aetna vs $5,838.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $629.60 | ↓ -63% |
| Aetna | Qualified Health Plan | $708.30 | ↓ -58% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $871.76 | ↓ -48% |
| Health Choice Arizona, Inc. | Medicare Advantage | $944.40 | ↓ -44% |
| Aetna | Banner Employee Plans | $1,170.00 | ↓ -31% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,259.20 | ↓ -26% |
| Banner University Health Plan | University Family Plan | $1,271.93 | ↓ -25% |
| Arizona Physicians IPA | Medicaid | $1,271.93 | ↓ -25% |
| Health Net | Medicaid | $1,271.93 | ↓ -25% |
| Health Choice Arizona, Inc. | Medicaid | $1,271.93 | ↓ -25% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,271.93 | ↓ -25% |
| Mercy Care | Medicaid | $1,271.93 | ↓ -25% |
| Plotkin Health | Plotkin Health | $1,416.60 | ↓ -16% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,416.60 | ↓ -16% |
| Health Net | Medicare | $1,574.00 | ↓ -7% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,574.00 | ↓ -7% |
| Oscar Health Plan | Commercial | $1,574.00 | ↓ -7% |
| Aetna | Medical Rental | $1,659.00 | ↓ -2% |
| Quiktrip Corporation | Commercial | $1,699.92 | ↑ +1% |
| Health Net | Commerical Exchange Product | $1,699.92 | ↑ +1% |
| Arizona Medical Network | Commercial | $2,203.60 | ↑ +30% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,240.74 | ↑ +33% |
| Provider Network of America | Commercial | $2,361.00 | ↑ +40% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,390.13 | ↑ +41% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,509.61 | ↑ +48% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,987.66 | ↑ +77% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,987.66 | ↑ +77% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +138% |
| Aetna | Joint Venture | $4,405.00 | ↑ +161% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +164% |
| Aetna | Designated Group | $4,680.00 | ↑ +177% |
| United Healthcare | UHC Doctor's Plan | $5,307.00 | ↑ +214% |
| Aetna | Broad Network | $5,506.00 | ↑ +226% |
| United Healthcare | UHC Core | $5,546.00 | ↑ +228% |
| United Healthcare | Commercial | $5,838.00 | ↑ +245% |
Visitor-reported prices
Comments
Dstrj nulyt agt gnclr nrv at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,827.41 | $629.60 – $5,307.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $2,923.45 | $153.42 – $6,045.87 |
| Arizona General Hospital Laveen | Phoenix | not published | $153.42 – $2,143.74 |
| Banner University Medical Center Tucson | Tucson | $1,605.19 | $589.60 – $5,107.00 |
| Yavapai Regional Medical Center (East) | Prescott | $238.19 | $153.42 – $340.26 |
| Mercy Gilbert Medical Center | Gilbert | not published | $153.42 – $2,081.30 |
| Banner University Medical Center South | Tucson | not published | $1,271.93 – $1,346.48 |
| Arizona General Hospital Mesa | Mesa | not published | $153.42 – $2,143.74 |