Drug of abuse screen urine at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$10.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$64.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.60 with Care 1st vs $57.76 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $12.60 ↑ +23%
Gila River Health Care Corporation Managed Care Program $12.60 ↑ +23%
United Healthcare Medicare Advantage $12.60 ↑ +23%
UPMC Health Plan Medicare Advantage $12.60 ↑ +23%
Blue Cross Blue Shield of Arizona Medicare Advantage $12.60 ↑ +23%
Banner University Health Plan University Family Plan $12.60 ↑ +23%
Banner University Health Plan AZ Medicaid - AHCCCS $12.60 ↑ +23%
Banner University Health Plan University Care Advantage $12.60 ↑ +23%
Banner University Health Plan Medicare Advantage $12.60 ↑ +23%
Mercy Care Medicaid $12.60 ↑ +23%
Mercy Care Mercy Care Advantage $12.60 ↑ +23%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $12.60 ↑ +23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $12.60 ↑ +23%
Aetna Medicare Advantage $12.60 ↑ +23%
Banner Health Medicare Advantage $12.60 ↑ +23%
Health Choice Arizona, Inc. Medicaid $12.60 ↑ +23%
Health Choice Arizona, Inc. Medicare Advantage $12.60 ↑ +23%
Kaiser Foundation Health Plan Medicare Advantage $12.60 ↑ +23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $12.60 ↑ +23%
Health Net Medicare $12.60 ↑ +23%
Health Net Medicaid $12.60 ↑ +23%
Wellpoint Medicare Advantage HMO $12.60 ↑ +23%
Arizona Physicians IPA Medicaid $12.60 ↑ +23%
Arizona Physicians IPA Medicare Advantage $12.60 ↑ +23%
Humana Medicare Advantage $12.98 ↑ +27%
Carelon Medicare Advantage $13.23 ↑ +29%
Devoted Health Services Medicare Advantage $13.23 ↑ +29%
Gold Kidney Health Plan Medicare Advantage $13.86 ↑ +35%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $13.86 ↑ +35%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $16.85 ↑ +65%
NaphCare Federal $17.01 ↑ +66%
Aetna Qualified Health Plan $17.14 ↑ +67%
United Healthcare Individual Exchange $17.64 ↑ +72%
Health Net Commerical Exchange Product $18.65 ↑ +82%
Health Choice Arizona, Inc. ACA Health Plan $18.90 ↑ +85%
Oscar Health Plan Commercial $20.79 ↑ +103%
Aetna Banner Employee Plans $21.50 ↑ +110%
Cigna Healthcare of Arizona, Inc. LocalFlex $22.11 ↑ +116%
United Healthcare UHC Doctor's Plan $23.31 ↑ +128%
Cigna Healthcare of Arizona, Inc. Commercial $24.57 ↑ +140%
United Healthcare UHC Core $25.77 ↑ +152%
United Healthcare Commercial $28.35 ↑ +177%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $28.80 ↑ +181%
Plotkin Health Plotkin Health $28.80 ↑ +181%
Aetna Medical Rental $33.73 ↑ +229%
Quiktrip Corporation Commercial $34.56 ↑ +238%
Aetna Joint Venture $42.31 ↑ +313%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $43.32 ↑ +323%
Arizona Medical Network Commercial $44.80 ↑ +338%
Aetna Designated Group $44.96 ↑ +339%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $46.21 ↑ +351%
Provider Network of America Commercial $48.00 ↑ +369%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $48.52 ↑ +374%
Aetna Broad Network $52.89 ↑ +417%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $57.76 ↑ +464%
Blue Cross Blue Shield of Arizona Commercial $57.76 ↑ +464%

Visitor-reported prices

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Drug of abuse screen urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $10.11 $12.60 – $48.00
St. Joseph’s Hospital and Medical Center Phoenix $22.16 $10.07 – $42.93
Mercy Gilbert Medical Center Gilbert $12.55 $7.14 – $39.27
Banner University Medical Center Tucson Tucson $10.37 $12.60 – $51.20
Banner University Medical Center South Tucson $9.98 $12.60 – $51.20
Banner Baywood Medical Center Mesa $8.13 $12.60 – $48.00
Banner Behavioral Health Hospital Scottsdale $31.64 $12.60 – $37.80
Banner Boswell Medical Center Sun City $9.66 $12.60 – $51.20

All Arizona hospitals for this procedure →