Dilat xst trc ndurlgc px at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,253.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,501.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$466.80 with Aetna vs $16,820.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $466.80 | ↓ -63% |
| Aetna | Qualified Health Plan | $525.15 | ↓ -58% |
| Health Choice Arizona, Inc. | Medicare Advantage | $700.20 | ↓ -44% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $933.60 | ↓ -26% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,050.30 | ↓ -16% |
| Plotkin Health | Plotkin Health | $1,050.30 | ↓ -16% |
| Health Net | Medicare | $1,167.00 | ↓ -7% |
| Oscar Health Plan | Commercial | $1,167.00 | ↓ -7% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,167.00 | ↓ -7% |
| Aetna | Banner Employee Plans | $1,170.00 | ↓ -7% |
| Aetna | Medical Rental | $1,230.02 | ↓ -2% |
| Health Net | Commerical Exchange Product | $1,260.36 | ↑ +1% |
| Quiktrip Corporation | Commercial | $1,260.36 | ↑ +1% |
| Arizona Medical Network | Commercial | $1,633.80 | ↑ +30% |
| Provider Network of America | Commercial | $1,750.50 | ↑ +40% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,909.92 | ↑ +52% |
| Mercy Care | Medicaid | $2,230.35 | ↑ +78% |
| Health Choice Arizona, Inc. | Medicaid | $2,230.35 | ↑ +78% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2,230.35 | ↑ +78% |
| Arizona Physicians IPA | Medicaid | $2,230.35 | ↑ +78% |
| Banner University Health Plan | University Family Plan | $2,230.35 | ↑ +78% |
| Health Net | Medicaid | $2,230.35 | ↑ +78% |
| Aetna | Joint Venture | $4,405.00 | ↑ +251% |
| Aetna | Designated Group | $4,680.00 | ↑ +273% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $4,909.22 | ↑ +292% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $5,236.50 | ↑ +318% |
| United Healthcare | UHC Doctor's Plan | $5,307.00 | ↑ +323% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $5,498.29 | ↑ +339% |
| Aetna | Broad Network | $5,506.00 | ↑ +339% |
| United Healthcare | UHC Core | $5,546.00 | ↑ +342% |
| United Healthcare | Commercial | $5,838.00 | ↑ +366% |
| Blue Cross Blue Shield of Arizona | Commercial | $6,545.63 | ↑ +422% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $6,545.63 | ↑ +422% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $15,138.00 | ↑ +1108% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $16,820.00 | ↑ +1242% |
Visitor-reported prices
Comments
Dilat xst trc ndurlgc px at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,354.89 | $466.80 – $15,138.00 |
| Arizona General Hospital Laveen | Phoenix | not published | $153.78 – $3,786.26 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $153.78 – $3,786.26 |
| Banner University Medical Center Tucson | Tucson | $3,202.39 | $1,038.00 – $13,586.00 |
| Banner University Medical Center South | Tucson | $4,649.19 | $1,038.00 – $13,586.00 |
| Banner Baywood Medical Center | Mesa | $1,197.34 | $466.80 – $15,138.00 |
| Banner Boswell Medical Center | Sun City | $1,011.79 | $466.80 – $15,138.00 |
| Banner Casa Grande Medical Center | Casa Grande | $969.78 | $466.80 – $8,297.00 |