Dev tst admin phys/qhp ea addl 30 min at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$76.99
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$234.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.80 with Aetna vs $439.84 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $46.80 | ↓ -39% |
| Mercy Care | Medicaid | $52.42 | ↓ -32% |
| Arizona Physicians IPA | Medicaid | $52.42 | ↓ -32% |
| Health Net | Medicaid | $52.42 | ↓ -32% |
| Health Choice Arizona, Inc. | Medicaid | $52.42 | ↓ -32% |
| Aetna | Qualified Health Plan | $52.65 | ↓ -32% |
| Health Choice Arizona, Inc. | Medicare Advantage | $70.20 | ↓ -9% |
| Aetna | Banner Employee Plans | $78.62 | ↑ +2% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $93.60 | ↑ +22% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $105.30 | ↑ +37% |
| Plotkin Health | Plotkin Health | $105.30 | ↑ +37% |
| Aetna | Joint Venture | $108.11 | ↑ +40% |
| United Healthcare | UHC Doctor's Plan | $113.49 | ↑ +47% |
| Aetna | Designated Group | $114.89 | ↑ +49% |
| Oscar Health Plan | Commercial | $117.00 | ↑ +52% |
| Health Net | Medicare | $117.00 | ↑ +52% |
| Health Choice Arizona, Inc. | ACA Health Plan | $117.00 | ↑ +52% |
| United Healthcare | UHC Core | $118.64 | ↑ +54% |
| Aetna | Medical Rental | $123.32 | ↑ +60% |
| United Healthcare | Commercial | $124.96 | ↑ +62% |
| Health Net | Commerical Exchange Product | $126.36 | ↑ +64% |
| Quiktrip Corporation | Commercial | $126.36 | ↑ +64% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $128.34 | ↑ +67% |
| Aetna | Broad Network | $135.02 | ↑ +75% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $153.74 | ↑ +100% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $160.76 | ↑ +109% |
| Arizona Medical Network | Commercial | $163.80 | ↑ +113% |
| Provider Network of America | Commercial | $175.50 | ↑ +128% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $329.88 | ↑ +328% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $351.87 | ↑ +357% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $369.47 | ↑ +380% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $439.84 | ↑ +471% |
| Blue Cross Blue Shield of Arizona | Commercial | $439.84 | ↑ +471% |
Visitor-reported prices
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Dev tst admin phys/qhp ea addl 30 min at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $138.29 | $60.85 – $330.82 |
| Mercy Gilbert Medical Center | Gilbert | $86.60 | $49.28 – $271.04 |
| Banner Gateway Medical Center | Gilbert | $80.65 | $46.80 – $329.88 |
| Chandler Regional Medical Center | Chandler | $94.34 | $49.28 – $295.68 |