Decalcification at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$11.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$43.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.60 with Aetna vs $85.72 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $8.60 | ↓ -28% |
| Aetna | Qualified Health Plan | $9.68 | ↓ -19% |
| Health Net | Medicaid | $12.26 | ↑ +3% |
| Health Choice Arizona, Inc. | Medicaid | $12.26 | ↑ +3% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $12.26 | ↑ +3% |
| Arizona Physicians IPA | Medicaid | $12.26 | ↑ +3% |
| Banner University Health Plan | University Family Plan | $12.26 | ↑ +3% |
| Mercy Care | Medicaid | $12.26 | ↑ +3% |
| Health Choice Arizona, Inc. | Medicare Advantage | $12.90 | ↑ +8% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $13.25 | ↑ +11% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $14.20 | ↑ +19% |
| Aetna | Banner Employee Plans | $14.45 | ↑ +21% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $15.78 | ↑ +32% |
| United Healthcare | UHC Doctor's Plan | $16.13 | ↑ +35% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $17.20 | ↑ +44% |
| United Healthcare | UHC Core | $17.69 | ↑ +48% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $19.35 | ↑ +62% |
| Plotkin Health | Plotkin Health | $19.35 | ↑ +62% |
| United Healthcare | Commercial | $19.62 | ↑ +64% |
| Health Net | Medicare | $21.50 | ↑ +80% |
| Health Choice Arizona, Inc. | ACA Health Plan | $21.50 | ↑ +80% |
| Oscar Health Plan | Commercial | $21.50 | ↑ +80% |
| Aetna | Medical Rental | $22.66 | ↑ +90% |
| Quiktrip Corporation | Commercial | $23.22 | ↑ +94% |
| Health Net | Commerical Exchange Product | $23.22 | ↑ +94% |
| Arizona Medical Network | Commercial | $30.10 | ↑ +152% |
| Provider Network of America | Commercial | $32.25 | ↑ +170% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $34.05 | ↑ +185% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $36.32 | ↑ +204% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $38.14 | ↑ +219% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $45.40 | ↑ +280% |
| Blue Cross Blue Shield of Arizona | Commercial | $45.40 | ↑ +280% |
| Aetna | Joint Venture | $68.57 | ↑ +474% |
| Aetna | Designated Group | $72.86 | ↑ +510% |
| Aetna | Broad Network | $85.72 | ↑ +617% |
Visitor-reported prices
Comments
Decalcification at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $10.62 | $8.60 – $34.05 |
| Arizona General Hospital Laveen | Phoenix | $37.33 | $5.10 – $133.18 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $62.27 | $3.57 – $128.77 |
| Mercy Gilbert Medical Center | Gilbert | $52.65 | $10.21 – $164.78 |
| Banner University Medical Center Tucson | Tucson | $9.54 | $7.20 – $29.05 |
| Banner University Medical Center South | Tucson | $10.12 | $7.20 – $28.80 |
| Banner Baywood Medical Center | Mesa | $9.46 | $8.60 – $34.05 |
| Banner Boswell Medical Center | Sun City | $9.42 | $8.60 – $34.40 |