Debridement bone <= 20 sq cm at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,153.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,020.08 with Banner University Health Plan vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $1,020.08 ↓ -53%
Health Net Medicaid $1,020.08 ↓ -53%
Banner University Health Plan University Family Plan $1,020.08 ↓ -53%
Mercy Care Medicaid $1,020.08 ↓ -53%
Arizona Physicians IPA Medicaid $1,020.08 ↓ -53%
Health Choice Arizona, Inc. Medicaid $1,020.08 ↓ -53%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↓ -41%
Aetna Banner Employee Plans $1,396.75 ↓ -35%
Care 1st Medicare Advantage $1,726.88 ↓ -20%
Gila River Health Care Corporation Managed Care Program $1,726.88 ↓ -20%
United Healthcare Medicare Advantage $1,726.88 ↓ -20%
UPMC Health Plan Medicare Advantage $1,726.88 ↓ -20%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,726.88 ↓ -20%
Banner University Health Plan University Care Advantage $1,726.88 ↓ -20%
Banner University Health Plan Medicare Advantage $1,726.88 ↓ -20%
Mercy Care Mercy Care Advantage $1,726.88 ↓ -20%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,726.88 ↓ -20%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,726.88 ↓ -20%
Aetna Medicare Advantage $1,726.88 ↓ -20%
Banner Health Medicare Advantage $1,726.88 ↓ -20%
Health Choice Arizona, Inc. Medicare Advantage $1,726.88 ↓ -20%
Kaiser Foundation Health Plan Medicare Advantage $1,726.88 ↓ -20%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,726.88 ↓ -20%
Health Net Medicare $1,726.88 ↓ -20%
Wellpoint Medicare Advantage HMO $1,726.88 ↓ -20%
Arizona Physicians IPA Medicare Advantage $1,726.88 ↓ -20%
Humana Medicare Advantage $1,778.69 ↓ -17%
Devoted Health Services Medicare Advantage $1,813.22 ↓ -16%
Carelon Medicare Advantage $1,813.22 ↓ -16%
Plotkin Health Plotkin Health $1,870.65 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,870.65 ↓ -13%
Gold Kidney Health Plan Medicare Advantage $1,899.57 ↓ -12%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $1,899.57 ↓ -12%
Aetna Joint Venture $1,920.53 ↓ -11%
United Healthcare UHC Doctor's Plan $2,016.14 ↓ -6%
Aetna Designated Group $2,041.09 ↓ -5%
United Healthcare UHC Core $2,107.60 ↓ -2%
Aetna Medical Rental $2,190.74 ↑ +2%
United Healthcare Commercial $2,219.84 ↑ +3%
Quiktrip Corporation Commercial $2,244.78 ↑ +4%
NaphCare Federal $2,331.29 ↑ +8%
Aetna Qualified Health Plan $2,348.56 ↑ +9%
Aetna Broad Network $2,398.59 ↑ +11%
United Healthcare Individual Exchange $2,417.63 ↑ +12%
Health Net Commerical Exchange Product $2,555.78 ↑ +19%
Health Choice Arizona, Inc. ACA Health Plan $2,590.32 ↑ +20%
Cigna Healthcare of Arizona, Inc. LocalFlex $2,731.15 ↑ +27%
Oscar Health Plan Commercial $2,849.35 ↑ +32%
Cigna Healthcare of Arizona, Inc. Commercial $2,855.86 ↑ +33%
Arizona Medical Network Commercial $2,909.90 ↑ +35%
Provider Network of America Commercial $3,117.75 ↑ +45%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +52%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +62%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +70%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +102%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +102%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Debridement bone <= 20 sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $2,510.89 $234.95 – $5,192.67
Banner Estrella Medical Center Phoenix not published $1,020.08 – $3,268.08
Arizona General Hospital Laveen Phoenix not published $234.95 – $1,778.69
Mercy Gilbert Medical Center Gilbert $1,458.29 $234.95 – $4,564.56
Banner Baywood Medical Center Mesa $1,596.29 $1,020.08 – $3,117.75
Banner Boswell Medical Center Sun City $1,002.50 $1,020.08 – $3,325.60
Banner Casa Grande Medical Center Casa Grande $1,870.65 $1,020.08 – $3,117.75
Banner Payson Medical Center Payson $1,406.94 $1,002.85 – $2,217.60

All Arizona hospitals for this procedure →