Debride/subq tissue/ea add 20sq cm 11045 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$248.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$480.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$96.00 with Aetna vs $567.54 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $96.00 ↓ -61%
Aetna Qualified Health Plan $108.00 ↓ -57%
Health Choice Arizona, Inc. Medicare Advantage $144.00 ↓ -42%
Aetna Banner Employee Plans $161.28 ↓ -35%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $165.60 ↓ -33%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $192.00 ↓ -23%
Banner University Health Plan AZ Medicaid - AHCCCS $202.17 ↓ -19%
Health Choice Arizona, Inc. Medicaid $202.17 ↓ -19%
Arizona Physicians IPA Medicaid $202.17 ↓ -19%
Health Net Medicaid $202.17 ↓ -19%
Banner University Health Plan University Family Plan $202.17 ↓ -19%
Mercy Care Medicaid $202.17 ↓ -19%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $216.00 ↓ -13%
Plotkin Health Plotkin Health $216.00 ↓ -13%
Aetna Joint Venture $221.76 ↓ -11%
United Healthcare UHC Doctor's Plan $232.80 ↓ -6%
Aetna Designated Group $235.68 ↓ -5%
Health Choice Arizona, Inc. ACA Health Plan $240.00 ↓ -3%
Oscar Health Plan Commercial $240.00 ↓ -3%
Health Net Medicare $240.00 ↓ -3%
United Healthcare UHC Core $243.36 ↓ -2%
Aetna Medical Rental $252.96 ↑ +2%
United Healthcare Commercial $256.32 ↑ +3%
Health Net Commerical Exchange Product $259.20 ↑ +4%
Quiktrip Corporation Commercial $259.20 ↑ +4%
Aetna Broad Network $276.96 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $315.36 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $329.76 ↑ +33%
Arizona Medical Network Commercial $336.00 ↑ +35%
Provider Network of America Commercial $360.00 ↑ +45%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $425.65 ↑ +71%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $454.03 ↑ +83%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $476.73 ↑ +92%
Blue Cross Blue Shield of Arizona Commercial $567.54 ↑ +128%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $567.54 ↑ +128%

Visitor-reported prices

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Debride/subq tissue/ea add 20sq cm 11045 at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $786.92 $26.11 – $1,136.81
Arizona General Hospital Laveen Phoenix not published $26.11 – $266.94
Mercy Gilbert Medical Center Gilbert $336.78 $26.11 – $820.05
Banner University Medical Center Tucson Tucson $152.46 $84.00 – $2,041.00
Banner Baywood Medical Center Mesa $184.32 $96.00 – $425.65
Banner Boswell Medical Center Sun City $115.76 $96.00 – $384.00
Banner Casa Grande Medical Center Casa Grande $216.00 $96.00 – $360.00
Banner Heart Hospital Mesa $135.84 $96.00 – $4,018.00

All Arizona hospitals for this procedure →