Debride skin bone at fx site at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$940.69

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,816.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$610.18 with Aetna vs $5,033.21 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $610.18 ↓ -35%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $817.20 ↓ -13%
Plotkin Health Plotkin Health $817.20 ↓ -13%
Aetna Joint Venture $838.99 ↓ -11%
United Healthcare UHC Doctor's Plan $880.76 ↓ -6%
Aetna Designated Group $891.66 ↓ -5%
United Healthcare UHC Core $920.71 ↓ -2%
Aetna Medical Rental $957.03 ↑ +2%
United Healthcare Commercial $969.74 ↑ +3%
Quiktrip Corporation Commercial $980.64 ↑ +4%
Aetna Broad Network $1,047.83 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,193.11 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $1,247.59 ↑ +33%
Arizona Medical Network Commercial $1,271.20 ↑ +35%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +35%
Provider Network of America Commercial $1,362.00 ↑ +45%
Health Choice Arizona, Inc. Medicaid $1,718.26 ↑ +83%
Arizona Physicians IPA Medicaid $1,718.26 ↑ +83%
Health Net Medicaid $1,718.26 ↑ +83%
Mercy Care Medicaid $1,718.26 ↑ +83%
Banner University Health Plan University Family Plan $1,718.26 ↑ +83%
Banner University Health Plan AZ Medicaid - AHCCCS $1,718.26 ↑ +83%
Arizona Physicians IPA Medicare Advantage $3,050.43 ↑ +224%
Gila River Health Care Corporation Managed Care Program $3,050.43 ↑ +224%
United Healthcare Medicare Advantage $3,050.43 ↑ +224%
UPMC Health Plan Medicare Advantage $3,050.43 ↑ +224%
Blue Cross Blue Shield of Arizona Medicare Advantage $3,050.43 ↑ +224%
Banner University Health Plan University Care Advantage $3,050.43 ↑ +224%
Banner University Health Plan Medicare Advantage $3,050.43 ↑ +224%
Mercy Care Mercy Care Advantage $3,050.43 ↑ +224%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,050.43 ↑ +224%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3,050.43 ↑ +224%
Aetna Medicare Advantage $3,050.43 ↑ +224%
Banner Health Medicare Advantage $3,050.43 ↑ +224%
Health Choice Arizona, Inc. Medicare Advantage $3,050.43 ↑ +224%
Kaiser Foundation Health Plan Medicare Advantage $3,050.43 ↑ +224%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3,050.43 ↑ +224%
Health Net Medicare $3,050.43 ↑ +224%
Wellpoint Medicare Advantage HMO $3,050.43 ↑ +224%
Care 1st Medicare Advantage $3,050.43 ↑ +224%
Humana Medicare Advantage $3,141.94 ↑ +234%
Carelon Medicare Advantage $3,202.95 ↑ +240%
Devoted Health Services Medicare Advantage $3,202.95 ↑ +240%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +247%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $3,355.47 ↑ +257%
Gold Kidney Health Plan Medicare Advantage $3,355.47 ↑ +257%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +271%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +289%
NaphCare Federal $4,118.08 ↑ +338%
Aetna Qualified Health Plan $4,148.58 ↑ +341%
United Healthcare Individual Exchange $4,270.60 ↑ +354%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +363%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +363%
Health Net Commerical Exchange Product $4,514.64 ↑ +380%
Health Choice Arizona, Inc. ACA Health Plan $4,575.65 ↑ +386%
Oscar Health Plan Commercial $5,033.21 ↑ +435%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Debride skin bone at fx site at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $432.72 – $3,141.95
St. Joseph’s Hospital and Medical Center Phoenix not published $432.72 – $3,141.94
Banner Page Hospital Page $513.86 $370.07 – $1,036.45
Yavapai Regional Medical Center (East) Prescott $647.77 $432.72 – $925.38
Mercy Gilbert Medical Center Gilbert not published $432.72 – $3,050.43
Banner University Medical Center Tucson Tucson not published $1,718.26 – $2,788.18
Banner University Medical Center South Tucson not published $1,718.26 – $1,963.82
Banner Boswell Medical Center Sun City not published $1,718.26 – $2,495.41

All Arizona hospitals for this procedure →