Debride nail1-5 11720 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$107.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$207.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.35 with Banner University Health Plan vs $344.94 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $40.35 ↓ -62%
Banner University Health Plan University Family Plan $40.35 ↓ -62%
Arizona Physicians IPA Medicaid $40.35 ↓ -62%
Health Net Medicaid $40.35 ↓ -62%
Health Choice Arizona, Inc. Medicaid $40.35 ↓ -62%
Mercy Care Medicaid $40.35 ↓ -62%
Care 1st Medicare Advantage $63.31 ↓ -41%
Gila River Health Care Corporation Managed Care Program $63.31 ↓ -41%
United Healthcare Medicare Advantage $63.31 ↓ -41%
UPMC Health Plan Medicare Advantage $63.31 ↓ -41%
Blue Cross Blue Shield of Arizona Medicare Advantage $63.31 ↓ -41%
Banner University Health Plan University Care Advantage $63.31 ↓ -41%
Banner University Health Plan Medicare Advantage $63.31 ↓ -41%
Mercy Care Mercy Care Advantage $63.31 ↓ -41%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $63.31 ↓ -41%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $63.31 ↓ -41%
Aetna Medicare Advantage $63.31 ↓ -41%
Banner Health Medicare Advantage $63.31 ↓ -41%
Health Choice Arizona, Inc. Medicare Advantage $63.31 ↓ -41%
Kaiser Foundation Health Plan Medicare Advantage $63.31 ↓ -41%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $63.31 ↓ -41%
Health Net Medicare $63.31 ↓ -41%
Wellpoint Medicare Advantage HMO $63.31 ↓ -41%
Arizona Physicians IPA Medicare Advantage $63.31 ↓ -41%
Humana Medicare Advantage $65.21 ↓ -39%
Carelon Medicare Advantage $66.48 ↓ -38%
Devoted Health Services Medicare Advantage $66.48 ↓ -38%
Aetna Banner Employee Plans $69.55 ↓ -35%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $69.64 ↓ -35%
Gold Kidney Health Plan Medicare Advantage $69.64 ↓ -35%
NaphCare Federal $85.47 ↓ -20%
Aetna Qualified Health Plan $86.10 ↓ -20%
United Healthcare Individual Exchange $88.63 ↓ -17%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $93.15 ↓ -13%
Plotkin Health Plotkin Health $93.15 ↓ -13%
Health Net Commerical Exchange Product $93.70 ↓ -13%
Health Choice Arizona, Inc. ACA Health Plan $94.97 ↓ -11%
Aetna Joint Venture $95.63 ↓ -11%
United Healthcare UHC Doctor's Plan $100.39 ↓ -6%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $100.65 ↓ -6%
Aetna Designated Group $101.64 ↓ -5%
Oscar Health Plan Commercial $104.46 ↓ -3%
United Healthcare UHC Core $104.95 ↓ -2%
Aetna Medical Rental $109.09 ↑ +2%
United Healthcare Commercial $110.54 ↑ +3%
Quiktrip Corporation Commercial $111.78 ↑ +4%
Aetna Broad Network $119.44 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $136.00 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $142.21 ↑ +33%
Arizona Medical Network Commercial $144.90 ↑ +35%
Provider Network of America Commercial $155.25 ↑ +45%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $258.70 ↑ +141%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $275.95 ↑ +157%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $289.75 ↑ +170%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $344.94 ↑ +222%
Blue Cross Blue Shield of Arizona Commercial $344.94 ↑ +222%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Debride nail1-5 11720 at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $119.19 $14.66 – $246.48
Arizona General Hospital Laveen Phoenix not published $14.66 – $65.21
Banner Baywood Medical Center Mesa $79.49 $40.35 – $155.25
Banner Boswell Medical Center Sun City $49.92 $40.35 – $165.60
Banner Casa Grande Medical Center Casa Grande $93.15 $40.35 – $155.25
Banner Page Hospital Page $17.90 $12.89 – $36.10
Yavapai Regional Medical Center (East) Prescott $338.36 $14.66 – $31.80
Mercy Gilbert Medical Center Gilbert not published $14.66 – $63.31

All Arizona hospitals for this procedure →