Dch pulmonary stress test at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$447.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,269.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$191.73 with Banner University Health Plan vs $951.75 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $191.73 | ↓ -57% |
| Arizona Physicians IPA | Medicaid | $191.73 | ↓ -57% |
| Health Net | Medicaid | $191.73 | ↓ -57% |
| Banner University Health Plan | University Family Plan | $191.73 | ↓ -57% |
| Health Choice Arizona, Inc. | Medicaid | $191.73 | ↓ -57% |
| Mercy Care | Medicaid | $191.73 | ↓ -57% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $206.52 | ↓ -54% |
| Care 1st | Medicare Advantage | $331.90 | ↓ -26% |
| Gila River Health Care Corporation | Managed Care Program | $331.90 | ↓ -26% |
| United Healthcare | Medicare Advantage | $331.90 | ↓ -26% |
| UPMC Health Plan | Medicare Advantage | $331.90 | ↓ -26% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $331.90 | ↓ -26% |
| Banner University Health Plan | University Care Advantage | $331.90 | ↓ -26% |
| Banner University Health Plan | Medicare Advantage | $331.90 | ↓ -26% |
| Mercy Care | Mercy Care Advantage | $331.90 | ↓ -26% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $331.90 | ↓ -26% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $331.90 | ↓ -26% |
| Aetna | Medicare Advantage | $331.90 | ↓ -26% |
| Banner Health | Medicare Advantage | $331.90 | ↓ -26% |
| Health Choice Arizona, Inc. | Medicare Advantage | $331.90 | ↓ -26% |
| Kaiser Foundation Health Plan | Medicare Advantage | $331.90 | ↓ -26% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $331.90 | ↓ -26% |
| Health Net | Medicare | $331.90 | ↓ -26% |
| Wellpoint | Medicare Advantage HMO | $331.90 | ↓ -26% |
| Arizona Physicians IPA | Medicare Advantage | $331.90 | ↓ -26% |
| Humana | Medicare Advantage | $341.86 | ↓ -24% |
| Devoted Health Services | Medicare Advantage | $348.50 | ↓ -22% |
| Carelon | Medicare Advantage | $348.50 | ↓ -22% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $365.09 | ↓ -18% |
| Gold Kidney Health Plan | Medicare Advantage | $365.09 | ↓ -18% |
| Aetna | Banner Employee Plans | $426.38 | ↓ -5% |
| NaphCare | Federal | $448.06 | ↑ +0% |
| Aetna | Qualified Health Plan | $451.38 | ↑ +1% |
| United Healthcare | Individual Exchange | $464.66 | ↑ +4% |
| Health Net | Commerical Exchange Product | $491.21 | ↑ +10% |
| Health Choice Arizona, Inc. | ACA Health Plan | $497.85 | ↑ +11% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $530.84 | ↑ +19% |
| Oscar Health Plan | Commercial | $547.63 | ↑ +22% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $566.23 | ↑ +26% |
| Plotkin Health | Plotkin Health | $571.05 | ↑ +27% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $571.05 | ↑ +27% |
| Aetna | Joint Venture | $586.28 | ↑ +31% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $594.54 | ↑ +33% |
| United Healthcare | UHC Doctor's Plan | $615.47 | ↑ +37% |
| Aetna | Designated Group | $623.08 | ↑ +39% |
| United Healthcare | UHC Core | $643.38 | ↑ +44% |
| Aetna | Medical Rental | $668.76 | ↑ +49% |
| United Healthcare | Commercial | $677.65 | ↑ +51% |
| Quiktrip Corporation | Commercial | $685.26 | ↑ +53% |
| Blue Cross Blue Shield of Arizona | Commercial | $707.79 | ↑ +58% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $707.79 | ↑ +58% |
| Aetna | Broad Network | $732.21 | ↑ +63% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $833.73 | ↑ +86% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $871.80 | ↑ +95% |
| Arizona Medical Network | Commercial | $888.30 | ↑ +98% |
| Provider Network of America | Commercial | $951.75 | ↑ +112% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Dch pulmonary stress test at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $631.07 | $162.72 – $1,305.08 |
| Banner University Medical Center Tucson | Tucson | $191.62 | $191.73 – $798.40 |
| Banner Baywood Medical Center | Mesa | $333.75 | $191.73 – $951.75 |
| Banner Desert Medical Center | Mesa | $879.42 | $191.73 – $951.75 |
| Banner Ironwood Medical Center | San Tan Valley | $153.55 | $191.73 – $951.75 |
| Banner Gateway Medical Center | Gilbert | $342.63 | $191.73 – $951.75 |
| Banner Heart Hospital | Mesa | $171.32 | $191.73 – $951.75 |
| Banner Ocotillo Medical Center | Chandler | $65.99 | $191.73 – $951.75 |