Cytotoxic antibody screening at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$17.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$90.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.68 with Wellpoint vs $154.06 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $29.68 ↑ +74%
Aetna Medicare Advantage $29.68 ↑ +74%
Arizona Physicians IPA Medicaid $29.68 ↑ +74%
Arizona Physicians IPA Medicare Advantage $29.68 ↑ +74%
Banner Health Medicare Advantage $29.68 ↑ +74%
Banner University Health Plan AZ Medicaid - AHCCCS $29.68 ↑ +74%
Banner University Health Plan Medicare Advantage $29.68 ↑ +74%
Banner University Health Plan University Care Advantage $29.68 ↑ +74%
Banner University Health Plan University Family Plan $29.68 ↑ +74%
Blue Cross Blue Shield of Arizona Medicare Advantage $29.68 ↑ +74%
Care 1st Medicare Advantage $29.68 ↑ +74%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $29.68 ↑ +74%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $29.68 ↑ +74%
Gila River Health Care Corporation Managed Care Program $29.68 ↑ +74%
Health Choice Arizona, Inc. Medicaid $29.68 ↑ +74%
Health Choice Arizona, Inc. Medicare Advantage $29.68 ↑ +74%
Health Net Medicaid $29.68 ↑ +74%
Health Net Medicare $29.68 ↑ +74%
Kaiser Foundation Health Plan Medicare Advantage $29.68 ↑ +74%
Mercy Care Medicaid $29.68 ↑ +74%
Mercy Care Mercy Care Advantage $29.68 ↑ +74%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $29.68 ↑ +74%
United Healthcare Medicare Advantage $29.68 ↑ +74%
UPMC Health Plan Medicare Advantage $29.68 ↑ +74%
Aetna Banner Employee Plans $30.24 ↑ +77%
Humana Medicare Advantage $30.57 ↑ +79%
Carelon Medicare Advantage $31.16 ↑ +82%
Devoted Health Services Medicare Advantage $31.16 ↑ +82%
Gold Kidney Health Plan Medicare Advantage $32.65 ↑ +91%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $32.65 ↑ +91%
NaphCare Federal $40.07 ↑ +134%
Aetna Qualified Health Plan $40.36 ↑ +136%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $40.50 ↑ +137%
Plotkin Health Plotkin Health $40.50 ↑ +137%
United Healthcare Individual Exchange $41.55 ↑ +143%
Health Net Commerical Exchange Product $43.93 ↑ +157%
Health Choice Arizona, Inc. ACA Health Plan $44.52 ↑ +160%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $44.95 ↑ +163%
Aetna Medical Rental $47.43 ↑ +177%
Quiktrip Corporation Commercial $48.60 ↑ +184%
Oscar Health Plan Commercial $48.97 ↑ +186%
Cigna Healthcare of Arizona, Inc. LocalFlex $52.08 ↑ +205%
United Healthcare UHC Doctor's Plan $54.89 ↑ +221%
Cigna Healthcare of Arizona, Inc. Commercial $57.87 ↑ +238%
United Healthcare UHC Core $60.69 ↑ +255%
Arizona Medical Network Commercial $63.00 ↑ +268%
United Healthcare Commercial $66.78 ↑ +291%
Provider Network of America Commercial $67.50 ↑ +295%
Aetna Joint Venture $99.67 ↑ +483%
Aetna Designated Group $105.90 ↑ +519%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $115.54 ↑ +576%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $123.24 ↑ +621%
Aetna Broad Network $124.60 ↑ +629%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $129.41 ↑ +657%
Blue Cross Blue Shield of Arizona Commercial $154.06 ↑ +801%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $154.06 ↑ +801%

Visitor-reported prices

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Cytotoxic antibody screening at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $22.05 $29.68 – $67.50
Banner University Medical Center Tucson Tucson $19.35 $29.68 – $72.00
Banner University Medical Center South Tucson $12.24 $29.68 – $72.00
Banner Baywood Medical Center Mesa $15.12 $29.68 – $67.50
Banner Boswell Medical Center Sun City $16.47 $29.68 – $72.00
Banner Casa Grande Medical Center Casa Grande $15.30 $29.68 – $67.50
Banner Del Webb Medical Center Sun City West $11.79 $29.68 – $72.00
Banner Desert Medical Center Mesa $23.49 $29.68 – $67.50

All Arizona hospitals for this procedure →