Cytopathology concentration technique smears & interpretation at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$77.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$315.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.53 with Banner University Health Plan vs $339.01 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $24.53 ↓ -68%
Arizona Physicians IPA Medicaid $24.53 ↓ -68%
Health Net Medicaid $24.53 ↓ -68%
Health Choice Arizona, Inc. Medicaid $24.53 ↓ -68%
Banner University Health Plan University Family Plan $24.53 ↓ -68%
Mercy Care Medicaid $24.53 ↓ -68%
Wellpoint Medicare Advantage HMO $41.83 ↓ -46%
Aetna Medicare Advantage $41.83 ↓ -46%
Arizona Physicians IPA Medicare Advantage $41.83 ↓ -46%
Banner Health Medicare Advantage $41.83 ↓ -46%
Banner University Health Plan Medicare Advantage $41.83 ↓ -46%
Banner University Health Plan University Care Advantage $41.83 ↓ -46%
Blue Cross Blue Shield of Arizona Medicare Advantage $41.83 ↓ -46%
Care 1st Medicare Advantage $41.83 ↓ -46%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $41.83 ↓ -46%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $41.83 ↓ -46%
Gila River Health Care Corporation Managed Care Program $41.83 ↓ -46%
Health Choice Arizona, Inc. Medicare Advantage $41.83 ↓ -46%
Health Net Medicare $41.83 ↓ -46%
Kaiser Foundation Health Plan Medicare Advantage $41.83 ↓ -46%
Mercy Care Mercy Care Advantage $41.83 ↓ -46%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $41.83 ↓ -46%
United Healthcare Medicare Advantage $41.83 ↓ -46%
UPMC Health Plan Medicare Advantage $41.83 ↓ -46%
Humana Medicare Advantage $43.08 ↓ -45%
Devoted Health Services Medicare Advantage $43.92 ↓ -44%
Carelon Medicare Advantage $43.92 ↓ -44%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $46.01 ↓ -41%
Gold Kidney Health Plan Medicare Advantage $46.01 ↓ -41%
NaphCare Federal $56.47 ↓ -27%
Aetna Qualified Health Plan $56.89 ↓ -27%
United Healthcare Individual Exchange $58.56 ↓ -25%
Health Net Commerical Exchange Product $61.91 ↓ -20%
United Healthcare UHC Doctor's Plan $62.59 ↓ -20%
Health Choice Arizona, Inc. ACA Health Plan $62.74 ↓ -19%
Oscar Health Plan Commercial $69.02 ↓ -11%
United Healthcare UHC Core $70.70 ↓ -9%
United Healthcare Commercial $76.14 ↓ -2%
Cigna Healthcare of Arizona, Inc. LocalFlex $82.32 ↑ +6%
Cigna Healthcare of Arizona, Inc. Commercial $91.47 ↑ +18%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $98.92 ↑ +27%
Aetna Banner Employee Plans $105.84 ↑ +36%
Plotkin Health Plotkin Health $141.75 ↑ +82%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $141.75 ↑ +82%
Aetna Medical Rental $166.00 ↑ +113%
Quiktrip Corporation Commercial $170.10 ↑ +119%
Aetna Joint Venture $211.15 ↑ +171%
Arizona Medical Network Commercial $220.50 ↑ +183%
Aetna Designated Group $224.36 ↑ +188%
Provider Network of America Commercial $236.25 ↑ +204%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $254.26 ↑ +227%
Aetna Broad Network $263.97 ↑ +239%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $271.21 ↑ +249%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $284.77 ↑ +266%
Blue Cross Blue Shield of Arizona Commercial $339.01 ↑ +336%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $339.01 ↑ +336%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Cytopathology concentration technique smears & interpretation at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $69.93 $24.53 – $236.25
Arizona General Hospital Laveen Phoenix $62.98 $22.92 – $224.68
St. Joseph’s Hospital and Medical Center Phoenix $119.95 $16.05 – $248.06
Mercy Gilbert Medical Center Gilbert $41.09 $23.38 – $128.59
Banner University Medical Center Tucson Tucson $20.58 $24.53 – $69.02
Banner University Medical Center South Tucson $19.82 $24.53 – $69.02
Banner Baywood Medical Center Mesa $67.10 $24.53 – $236.25
Banner Boswell Medical Center Sun City $68.04 $24.53 – $252.00

All Arizona hospitals for this procedure →