Cytopathology cervical/vaginal thin layer manual screening at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$28.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$117.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.26 with Care 1st vs $125.17 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $20.26 ↓ -30%
Gila River Health Care Corporation Managed Care Program $20.26 ↓ -30%
United Healthcare Medicare Advantage $20.26 ↓ -30%
UPMC Health Plan Medicare Advantage $20.26 ↓ -30%
Blue Cross Blue Shield of Arizona Medicare Advantage $20.26 ↓ -30%
Banner University Health Plan University Family Plan $20.26 ↓ -30%
Banner University Health Plan AZ Medicaid - AHCCCS $20.26 ↓ -30%
Banner University Health Plan University Care Advantage $20.26 ↓ -30%
Banner University Health Plan Medicare Advantage $20.26 ↓ -30%
Mercy Care Medicaid $20.26 ↓ -30%
Mercy Care Mercy Care Advantage $20.26 ↓ -30%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $20.26 ↓ -30%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $20.26 ↓ -30%
Aetna Medicare Advantage $20.26 ↓ -30%
Banner Health Medicare Advantage $20.26 ↓ -30%
Health Choice Arizona, Inc. Medicaid $20.26 ↓ -30%
Health Choice Arizona, Inc. Medicare Advantage $20.26 ↓ -30%
Kaiser Foundation Health Plan Medicare Advantage $20.26 ↓ -30%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $20.26 ↓ -30%
Health Net Medicare $20.26 ↓ -30%
Health Net Medicaid $20.26 ↓ -30%
Wellpoint Medicare Advantage HMO $20.26 ↓ -30%
Arizona Physicians IPA Medicaid $20.26 ↓ -30%
Arizona Physicians IPA Medicare Advantage $20.26 ↓ -30%
Humana Medicare Advantage $20.87 ↓ -28%
Carelon Medicare Advantage $21.27 ↓ -26%
Devoted Health Services Medicare Advantage $21.27 ↓ -26%
Gold Kidney Health Plan Medicare Advantage $22.29 ↓ -23%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $22.29 ↓ -23%
NaphCare Federal $27.35 ↓ -5%
Aetna Qualified Health Plan $27.55 ↓ -5%
United Healthcare Individual Exchange $28.36 ↓ -2%
Health Net Commerical Exchange Product $29.98 ↑ +4%
Health Choice Arizona, Inc. ACA Health Plan $30.39 ↑ +5%
Oscar Health Plan Commercial $33.43 ↑ +16%
Cigna Healthcare of Arizona, Inc. LocalFlex $35.56 ↑ +23%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $36.52 ↑ +26%
United Healthcare UHC Doctor's Plan $37.47 ↑ +30%
Aetna Banner Employee Plans $39.31 ↑ +36%
Cigna Healthcare of Arizona, Inc. Commercial $39.51 ↑ +37%
United Healthcare UHC Core $41.43 ↑ +43%
United Healthcare Commercial $45.59 ↑ +58%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $52.65 ↑ +82%
Plotkin Health Plotkin Health $52.65 ↑ +82%
Aetna Medical Rental $61.66 ↑ +113%
Quiktrip Corporation Commercial $63.18 ↑ +119%
Aetna Joint Venture $68.03 ↑ +135%
Aetna Designated Group $72.29 ↑ +150%
Arizona Medical Network Commercial $81.90 ↑ +183%
Aetna Broad Network $85.05 ↑ +194%
Provider Network of America Commercial $87.75 ↑ +204%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $93.88 ↑ +225%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $100.14 ↑ +247%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $105.15 ↑ +264%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $125.17 ↑ +333%
Blue Cross Blue Shield of Arizona Commercial $125.17 ↑ +333%

Visitor-reported prices

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Cytopathology cervical/vaginal thin layer manual screening at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $25.97 $20.26 – $87.75
Arizona General Hospital Laveen Phoenix $52.45 $12.15 – $98.62
St. Joseph’s Hospital and Medical Center Phoenix $76.40 $8.51 – $66.36
Mercy Gilbert Medical Center Gilbert $39.61 $20.26 – $123.97
Banner University Medical Center Tucson Tucson $24.25 $20.26 – $79.20
Banner University Medical Center South Tucson $23.36 $20.26 – $79.20
Banner Baywood Medical Center Mesa $24.92 $20.26 – $87.75
Banner Boswell Medical Center Sun City $25.27 $20.26 – $93.60

All Arizona hospitals for this procedure →