Cytogenomic neo microra alys at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,559.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,589.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,160.00 with Care 1st vs $6,021.47 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $1,160.00 ↓ -26%
Gila River Health Care Corporation Managed Care Program $1,160.00 ↓ -26%
United Healthcare Medicare Advantage $1,160.00 ↓ -26%
UPMC Health Plan Medicare Advantage $1,160.00 ↓ -26%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,160.00 ↓ -26%
Banner University Health Plan University Family Plan $1,160.00 ↓ -26%
Banner University Health Plan AZ Medicaid - AHCCCS $1,160.00 ↓ -26%
Banner University Health Plan University Care Advantage $1,160.00 ↓ -26%
Banner University Health Plan Medicare Advantage $1,160.00 ↓ -26%
Mercy Care Medicaid $1,160.00 ↓ -26%
Mercy Care Mercy Care Advantage $1,160.00 ↓ -26%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,160.00 ↓ -26%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,160.00 ↓ -26%
Aetna Medicare Advantage $1,160.00 ↓ -26%
Banner Health Medicare Advantage $1,160.00 ↓ -26%
Health Choice Arizona, Inc. Medicaid $1,160.00 ↓ -26%
Health Choice Arizona, Inc. Medicare Advantage $1,160.00 ↓ -26%
Kaiser Foundation Health Plan Medicare Advantage $1,160.00 ↓ -26%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,160.00 ↓ -26%
Health Net Medicare $1,160.00 ↓ -26%
Health Net Medicaid $1,160.00 ↓ -26%
Wellpoint Medicare Advantage HMO $1,160.00 ↓ -26%
Arizona Physicians IPA Medicaid $1,160.00 ↓ -26%
Arizona Physicians IPA Medicare Advantage $1,160.00 ↓ -26%
Humana Medicare Advantage $1,194.80 ↓ -23%
Carelon Medicare Advantage $1,218.00 ↓ -22%
Devoted Health Services Medicare Advantage $1,218.00 ↓ -22%
Gold Kidney Health Plan Medicare Advantage $1,276.00 ↓ -18%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $1,276.00 ↓ -18%
NaphCare Federal $1,566.00 ↑ +0%
Aetna Qualified Health Plan $1,577.60 ↑ +1%
United Healthcare Individual Exchange $1,624.00 ↑ +4%
Health Net Commerical Exchange Product $1,716.80 ↑ +10%
Health Choice Arizona, Inc. ACA Health Plan $1,740.00 ↑ +12%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,756.98 ↑ +13%
Aetna Banner Employee Plans $1,877.90 ↑ +20%
Oscar Health Plan Commercial $1,914.00 ↑ +23%
Cigna Healthcare of Arizona, Inc. LocalFlex $2,035.80 ↑ +31%
United Healthcare UHC Doctor's Plan $2,145.54 ↑ +38%
Cigna Healthcare of Arizona, Inc. Commercial $2,262.00 ↑ +45%
United Healthcare UHC Core $2,372.08 ↑ +52%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $2,515.05 ↑ +61%
Plotkin Health Plotkin Health $2,515.05 ↑ +61%
United Healthcare Commercial $2,610.00 ↑ +67%
Aetna Medical Rental $2,945.40 ↑ +89%
Quiktrip Corporation Commercial $3,018.06 ↑ +94%
Aetna Joint Venture $3,895.28 ↑ +150%
Arizona Medical Network Commercial $3,912.30 ↑ +151%
Aetna Designated Group $4,138.88 ↑ +165%
Provider Network of America Commercial $4,191.75 ↑ +169%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $4,516.10 ↑ +190%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $4,817.18 ↑ +209%
Aetna Broad Network $4,869.68 ↑ +212%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $5,058.00 ↑ +224%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $6,021.47 ↑ +286%
Blue Cross Blue Shield of Arizona Commercial $6,021.47 ↑ +286%

Visitor-reported prices

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Cytogenomic neo microra alys at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $3,208.80 $487.20 – $5,838.10
Banner University Medical Center Tucson Tucson $845.64 $1,160.00 – $2,784.00
Banner Desert Medical Center Mesa $2,459.16 $1,160.00 – $4,191.75
Banner Thunderbird Medical Center Glendale $1,212.81 $72.99 – $4,191.75

All Arizona hospitals for this procedure →