Cytogenetics 25-99 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$50.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$205.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.38 with Care 1st vs $220.02 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $42.38 ↓ -16%
Gila River Health Care Corporation Managed Care Program $42.38 ↓ -16%
United Healthcare Medicare Advantage $42.38 ↓ -16%
UPMC Health Plan Medicare Advantage $42.38 ↓ -16%
Blue Cross Blue Shield of Arizona Medicare Advantage $42.38 ↓ -16%
Banner University Health Plan University Family Plan $42.38 ↓ -16%
Banner University Health Plan AZ Medicaid - AHCCCS $42.38 ↓ -16%
Banner University Health Plan University Care Advantage $42.38 ↓ -16%
Banner University Health Plan Medicare Advantage $42.38 ↓ -16%
Mercy Care Medicaid $42.38 ↓ -16%
Mercy Care Mercy Care Advantage $42.38 ↓ -16%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $42.38 ↓ -16%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $42.38 ↓ -16%
Aetna Medicare Advantage $42.38 ↓ -16%
Banner Health Medicare Advantage $42.38 ↓ -16%
Health Choice Arizona, Inc. Medicaid $42.38 ↓ -16%
Health Choice Arizona, Inc. Medicare Advantage $42.38 ↓ -16%
Kaiser Foundation Health Plan Medicare Advantage $42.38 ↓ -16%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $42.38 ↓ -16%
Health Net Medicare $42.38 ↓ -16%
Health Net Medicaid $42.38 ↓ -16%
Wellpoint Medicare Advantage HMO $42.38 ↓ -16%
Arizona Physicians IPA Medicaid $42.38 ↓ -16%
Arizona Physicians IPA Medicare Advantage $42.38 ↓ -16%
Aetna Banner Employee Plans $43.01 ↓ -15%
Humana Medicare Advantage $43.65 ↓ -14%
Devoted Health Services Medicare Advantage $44.50 ↓ -12%
Carelon Medicare Advantage $44.50 ↓ -12%
Gold Kidney Health Plan Medicare Advantage $46.62 ↓ -8%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $46.62 ↓ -8%
NaphCare Federal $57.21 ↑ +13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $57.60 ↑ +14%
Plotkin Health Plotkin Health $57.60 ↑ +14%
Aetna Qualified Health Plan $57.64 ↑ +14%
United Healthcare Individual Exchange $59.33 ↑ +17%
Health Net Commerical Exchange Product $62.72 ↑ +24%
Health Choice Arizona, Inc. ACA Health Plan $63.57 ↑ +26%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $64.20 ↑ +27%
Aetna Medical Rental $67.46 ↑ +33%
Quiktrip Corporation Commercial $69.12 ↑ +37%
Oscar Health Plan Commercial $69.93 ↑ +38%
Cigna Healthcare of Arizona, Inc. LocalFlex $74.39 ↑ +47%
United Healthcare UHC Doctor's Plan $78.39 ↑ +55%
Cigna Healthcare of Arizona, Inc. Commercial $82.65 ↑ +63%
United Healthcare UHC Core $86.66 ↑ +71%
Arizona Medical Network Commercial $89.60 ↑ +77%
United Healthcare Commercial $95.36 ↑ +88%
Provider Network of America Commercial $96.00 ↑ +90%
Aetna Joint Venture $142.31 ↑ +181%
Aetna Designated Group $151.21 ↑ +199%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $165.01 ↑ +226%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $176.01 ↑ +248%
Aetna Broad Network $177.91 ↑ +251%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $184.81 ↑ +265%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $220.02 ↑ +335%
Blue Cross Blue Shield of Arizona Commercial $220.02 ↑ +335%

Visitor-reported prices

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Cytogenetics 25-99 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $45.51 $42.38 – $96.00
St. Joseph’s Hospital and Medical Center Phoenix $130.65 $17.80 – $79.00
Banner University Medical Center Tucson Tucson $42.63 $42.38 – $102.40
Banner University Medical Center South Tucson $41.06 $42.38 – $102.40
Banner Baywood Medical Center Mesa $43.66 $42.38 – $96.00
Banner Boswell Medical Center Sun City $44.28 $42.38 – $102.40
Banner Casa Grande Medical Center Casa Grande $36.90 $42.38 – $96.00
Banner Del Webb Medical Center Sun City West $42.23 $42.38 – $102.40

All Arizona hospitals for this procedure →