healthcosts.net

Cystoscopy (Bladder Scope) at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$416.71 with Arizona Physicians IPA vs $5,570.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $416.71
Banner University Health Plan AZ Medicaid - AHCCCS $416.71
Banner University Health Plan University Family Plan $416.71
Health Choice Arizona, Inc. Medicaid $416.71
Health Net Medicaid $416.71
Mercy Care Medicaid $416.71
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $474.72
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,220.21
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,301.56
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,366.63
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,626.95
Blue Cross Blue Shield of Arizona Commercial $1,626.95
Aetna Banner Employee Plans $5,570.00
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cystoscopy (Bladder Scope) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix not published $416.71 – $5,570.00
Banner Page Hospital Page $729.64 $77.75 – $1,408.85
Banner University Medical Center Tucson Tucson not published $416.71 – $5,013.00
Banner University Medical Center South Tucson not published $416.71 – $5,013.00
Banner Baywood Medical Center Mesa not published $416.71 – $5,570.00
Banner Boswell Medical Center Sun City not published $416.71 – $5,570.00
Banner Casa Grande Medical Center Casa Grande not published $416.71 – $5,013.00
Banner Del Webb Medical Center Sun City West not published $416.71 – $5,570.00

All Arizona hospitals for this procedure →