Culture typing immunologic at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$18.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$85.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.18 with Wellpoint vs $23.77 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $5.18 ↓ -72%
Aetna Medicare Advantage $5.18 ↓ -72%
Arizona Physicians IPA Medicaid $5.18 ↓ -72%
Arizona Physicians IPA Medicare Advantage $5.18 ↓ -72%
Banner Health Medicare Advantage $5.18 ↓ -72%
Banner University Health Plan AZ Medicaid - AHCCCS $5.18 ↓ -72%
Banner University Health Plan Medicare Advantage $5.18 ↓ -72%
Banner University Health Plan University Care Advantage $5.18 ↓ -72%
Banner University Health Plan University Family Plan $5.18 ↓ -72%
Blue Cross Blue Shield of Arizona Medicare Advantage $5.18 ↓ -72%
Care 1st Medicare Advantage $5.18 ↓ -72%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $5.18 ↓ -72%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5.18 ↓ -72%
Gila River Health Care Corporation Managed Care Program $5.18 ↓ -72%
Health Choice Arizona, Inc. Medicaid $5.18 ↓ -72%
Health Choice Arizona, Inc. Medicare Advantage $5.18 ↓ -72%
Health Net Medicaid $5.18 ↓ -72%
Health Net Medicare $5.18 ↓ -72%
Kaiser Foundation Health Plan Medicare Advantage $5.18 ↓ -72%
Mercy Care Medicaid $5.18 ↓ -72%
Mercy Care Mercy Care Advantage $5.18 ↓ -72%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $5.18 ↓ -72%
United Healthcare Medicare Advantage $5.18 ↓ -72%
UPMC Health Plan Medicare Advantage $5.18 ↓ -72%
Humana Medicare Advantage $5.34 ↓ -72%
Aetna Banner Employee Plans $5.38 ↓ -71%
Carelon Medicare Advantage $5.44 ↓ -71%
Devoted Health Services Medicare Advantage $5.44 ↓ -71%
Gold Kidney Health Plan Medicare Advantage $5.70 ↓ -70%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $5.70 ↓ -70%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $6.94 ↓ -63%
NaphCare Federal $6.99 ↓ -63%
Aetna Qualified Health Plan $7.04 ↓ -63%
Plotkin Health Plotkin Health $7.20 ↓ -62%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $7.20 ↓ -62%
United Healthcare Individual Exchange $7.25 ↓ -61%
Health Net Commerical Exchange Product $7.67 ↓ -59%
Health Choice Arizona, Inc. ACA Health Plan $7.77 ↓ -59%
Aetna Medical Rental $8.43 ↓ -55%
Oscar Health Plan Commercial $8.55 ↓ -54%
Quiktrip Corporation Commercial $8.64 ↓ -54%
Cigna Healthcare of Arizona, Inc. LocalFlex $9.10 ↓ -52%
United Healthcare UHC Doctor's Plan $9.57 ↓ -49%
Cigna Healthcare of Arizona, Inc. Commercial $10.11 ↓ -46%
United Healthcare UHC Core $10.60 ↓ -44%
Arizona Medical Network Commercial $11.20 ↓ -40%
United Healthcare Commercial $11.65 ↓ -38%
Provider Network of America Commercial $12.00 ↓ -36%
Aetna Joint Venture $17.39 ↓ -7%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $17.83 ↓ -5%
Aetna Designated Group $18.48 ↓ -2%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $19.02 ↑ +1%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $19.97 ↑ +6%
Aetna Broad Network $21.75 ↑ +16%
Blue Cross Blue Shield of Arizona Commercial $23.77 ↑ +27%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $23.77 ↑ +27%

Visitor-reported prices

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Culture typing immunologic at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $23.04 $5.18 – $12.00
Arizona General Hospital Laveen Phoenix $11.45 $3.10 – $40.85
St. Joseph’s Hospital and Medical Center Phoenix $24.45 $2.18 – $16.59
Mercy Gilbert Medical Center Gilbert $70.90 $2.94 – $16.17
Banner University Medical Center Tucson Tucson $19.89 $5.18 – $12.80
Banner University Medical Center South Tucson $14.20 $5.18 – $12.80
Banner Baywood Medical Center Mesa $18.96 $5.18 – $12.00
Banner Boswell Medical Center Sun City $15.47 $5.18 – $12.80

All Arizona hospitals for this procedure →