Culture fungi skin/hair/nail at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$13.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.71 with Wellpoint vs $44.25 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $7.71 ↓ -41%
Aetna Medicare Advantage $7.71 ↓ -41%
Arizona Physicians IPA Medicaid $7.71 ↓ -41%
Arizona Physicians IPA Medicare Advantage $7.71 ↓ -41%
Banner Health Medicare Advantage $7.71 ↓ -41%
Banner University Health Plan AZ Medicaid - AHCCCS $7.71 ↓ -41%
Banner University Health Plan Medicare Advantage $7.71 ↓ -41%
Banner University Health Plan University Care Advantage $7.71 ↓ -41%
Banner University Health Plan University Family Plan $7.71 ↓ -41%
Blue Cross Blue Shield of Arizona Medicare Advantage $7.71 ↓ -41%
Care 1st Medicare Advantage $7.71 ↓ -41%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $7.71 ↓ -41%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $7.71 ↓ -41%
Gila River Health Care Corporation Managed Care Program $7.71 ↓ -41%
Health Choice Arizona, Inc. Medicaid $7.71 ↓ -41%
Health Choice Arizona, Inc. Medicare Advantage $7.71 ↓ -41%
Health Net Medicaid $7.71 ↓ -41%
Health Net Medicare $7.71 ↓ -41%
Kaiser Foundation Health Plan Medicare Advantage $7.71 ↓ -41%
Mercy Care Medicaid $7.71 ↓ -41%
Mercy Care Mercy Care Advantage $7.71 ↓ -41%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $7.71 ↓ -41%
United Healthcare Medicare Advantage $7.71 ↓ -41%
UPMC Health Plan Medicare Advantage $7.71 ↓ -41%
Humana Medicare Advantage $7.94 ↓ -39%
Carelon Medicare Advantage $8.10 ↓ -38%
Devoted Health Services Medicare Advantage $8.10 ↓ -38%
Gold Kidney Health Plan Medicare Advantage $8.48 ↓ -35%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $8.48 ↓ -35%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $10.30 ↓ -21%
NaphCare Federal $10.41 ↓ -20%
Aetna Qualified Health Plan $10.49 ↓ -20%
United Healthcare Individual Exchange $10.79 ↓ -17%
Health Net Commerical Exchange Product $11.41 ↓ -13%
Health Choice Arizona, Inc. ACA Health Plan $11.56 ↓ -11%
Oscar Health Plan Commercial $12.72 ↓ -2%
Cigna Healthcare of Arizona, Inc. LocalFlex $13.53 ↑ +4%
United Healthcare UHC Doctor's Plan $14.27 ↑ +9%
Cigna Healthcare of Arizona, Inc. Commercial $15.03 ↑ +15%
United Healthcare UHC Core $15.77 ↑ +21%
United Healthcare Commercial $17.36 ↑ +33%
Aetna Banner Employee Plans $19.82 ↑ +52%
Aetna Joint Venture $25.89 ↑ +99%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $26.49 ↑ +103%
Plotkin Health Plotkin Health $26.55 ↑ +104%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $26.55 ↑ +104%
Aetna Designated Group $27.51 ↑ +111%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $28.25 ↑ +117%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $29.66 ↑ +127%
Aetna Medical Rental $31.09 ↑ +138%
Quiktrip Corporation Commercial $31.86 ↑ +144%
Aetna Broad Network $32.37 ↑ +148%
Blue Cross Blue Shield of Arizona Commercial $35.31 ↑ +171%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $35.31 ↑ +171%
Arizona Medical Network Commercial $41.30 ↑ +217%
Provider Network of America Commercial $44.25 ↑ +239%

Visitor-reported prices

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Culture fungi skin/hair/nail at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $15.99 $7.71 – $44.25
Arizona General Hospital Laveen Phoenix $46.26 $4.62 – $165.04
St. Joseph’s Hospital and Medical Center Phoenix $162.74 $3.24 – $336.54
Mercy Gilbert Medical Center Gilbert $105.29 $7.71 – $329.56
Banner University Medical Center Tucson Tucson $13.81 $7.71 – $47.20
Banner University Medical Center South Tucson $9.85 $7.71 – $47.20
Banner Baywood Medical Center Mesa $13.16 $7.71 – $44.25
Banner Boswell Medical Center Sun City $10.74 $7.71 – $47.20

All Arizona hospitals for this procedure →