Culture anaerobic except blood at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$81.99
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$371.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.47 with Wellpoint vs $278.25 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicare Advantage HMO | $9.47 | ↓ -88% |
| Aetna | Medicare Advantage | $9.47 | ↓ -88% |
| Arizona Physicians IPA | Medicaid | $9.47 | ↓ -88% |
| Arizona Physicians IPA | Medicare Advantage | $9.47 | ↓ -88% |
| Banner Health | Medicare Advantage | $9.47 | ↓ -88% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $9.47 | ↓ -88% |
| Banner University Health Plan | Medicare Advantage | $9.47 | ↓ -88% |
| Banner University Health Plan | University Care Advantage | $9.47 | ↓ -88% |
| Banner University Health Plan | University Family Plan | $9.47 | ↓ -88% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $9.47 | ↓ -88% |
| Care 1st | Medicare Advantage | $9.47 | ↓ -88% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $9.47 | ↓ -88% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $9.47 | ↓ -88% |
| Gila River Health Care Corporation | Managed Care Program | $9.47 | ↓ -88% |
| Health Choice Arizona, Inc. | Medicaid | $9.47 | ↓ -88% |
| Health Choice Arizona, Inc. | Medicare Advantage | $9.47 | ↓ -88% |
| Health Net | Medicaid | $9.47 | ↓ -88% |
| Health Net | Medicare | $9.47 | ↓ -88% |
| Kaiser Foundation Health Plan | Medicare Advantage | $9.47 | ↓ -88% |
| Mercy Care | Medicaid | $9.47 | ↓ -88% |
| Mercy Care | Mercy Care Advantage | $9.47 | ↓ -88% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $9.47 | ↓ -88% |
| United Healthcare | Medicare Advantage | $9.47 | ↓ -88% |
| UPMC Health Plan | Medicare Advantage | $9.47 | ↓ -88% |
| Humana | Medicare Advantage | $9.75 | ↓ -88% |
| Carelon | Medicare Advantage | $9.94 | ↓ -88% |
| Devoted Health Services | Medicare Advantage | $9.94 | ↓ -88% |
| Gold Kidney Health Plan | Medicare Advantage | $10.42 | ↓ -87% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $10.42 | ↓ -87% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $12.66 | ↓ -85% |
| NaphCare | Federal | $12.78 | ↓ -84% |
| Aetna | Qualified Health Plan | $12.88 | ↓ -84% |
| United Healthcare | Individual Exchange | $13.26 | ↓ -84% |
| Health Net | Commerical Exchange Product | $14.02 | ↓ -83% |
| Health Choice Arizona, Inc. | ACA Health Plan | $14.21 | ↓ -83% |
| Oscar Health Plan | Commercial | $15.63 | ↓ -81% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $16.63 | ↓ -80% |
| United Healthcare | UHC Doctor's Plan | $17.52 | ↓ -79% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $18.48 | ↓ -77% |
| United Healthcare | UHC Core | $19.36 | ↓ -76% |
| United Healthcare | Commercial | $21.32 | ↓ -74% |
| Aetna | Joint Venture | $31.80 | ↓ -61% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $32.54 | ↓ -60% |
| Aetna | Designated Group | $33.79 | ↓ -59% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $34.71 | ↓ -58% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $36.44 | ↓ -56% |
| Aetna | Broad Network | $39.76 | ↓ -52% |
| Blue Cross Blue Shield of Arizona | Commercial | $43.39 | ↓ -47% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $43.39 | ↓ -47% |
| Aetna | Banner Employee Plans | $124.66 | ↑ +52% |
| Plotkin Health | Plotkin Health | $166.95 | ↑ +104% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $166.95 | ↑ +104% |
| Aetna | Medical Rental | $195.52 | ↑ +138% |
| Quiktrip Corporation | Commercial | $200.34 | ↑ +144% |
| Arizona Medical Network | Commercial | $259.70 | ↑ +217% |
| Provider Network of America | Commercial | $278.25 | ↑ +239% |
Visitor-reported prices
Comments
Culture anaerobic except blood at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $100.54 | $9.47 – $278.25 |
| Arizona General Hospital Laveen | Phoenix | $65.04 | $5.68 – $232.03 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $192.53 | $3.98 – $398.16 |
| Mercy Gilbert Medical Center | Gilbert | $191.88 | $5.32 – $29.26 |
| Banner University Medical Center Tucson | Tucson | $31.59 | $9.47 – $108.00 |
| Banner University Medical Center South | Tucson | $22.55 | $9.47 – $108.00 |
| Banner Baywood Medical Center | Mesa | $82.73 | $9.47 – $278.25 |
| Banner Behavioral Health Hospital | Scottsdale | $217.36 | $9.47 – $259.70 |