CT scan for therapy guide at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$131.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$771.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$136.01 with Blue Cross Blue Shield of Arizona vs $1,126.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $136.01 | ↑ +3% |
| Aetna | Medicare Advantage | $154.20 | ↑ +17% |
| Health Net | Medicaid | $172.70 | ↑ +31% |
| Banner University Health Plan | University Family Plan | $172.70 | ↑ +31% |
| Arizona Physicians IPA | Medicaid | $172.70 | ↑ +31% |
| Health Choice Arizona, Inc. | Medicaid | $172.70 | ↑ +31% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $172.70 | ↑ +31% |
| Mercy Care | Medicaid | $172.70 | ↑ +31% |
| Aetna | Qualified Health Plan | $173.47 | ↑ +32% |
| Health Choice Arizona, Inc. | Medicare Advantage | $231.30 | ↑ +75% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $308.40 | ↑ +134% |
| Aetna | Banner Employee Plans | $341.00 | ↑ +159% |
| Plotkin Health | Plotkin Health | $346.95 | ↑ +163% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $346.95 | ↑ +163% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $349.60 | ↑ +165% |
| Aetna | Joint Venture | $356.20 | ↑ +170% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $372.91 | ↑ +183% |
| Aetna | Designated Group | $378.56 | ↑ +187% |
| Health Choice Arizona, Inc. | ACA Health Plan | $385.50 | ↑ +192% |
| Oscar Health Plan | Commercial | $385.50 | ↑ +192% |
| Health Net | Medicare | $385.50 | ↑ +192% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $391.55 | ↑ +197% |
| Aetna | Medical Rental | $406.32 | ↑ +208% |
| Quiktrip Corporation | Commercial | $416.34 | ↑ +216% |
| Health Net | Commerical Exchange Product | $416.34 | ↑ +216% |
| Aetna | Broad Network | $444.87 | ↑ +237% |
| Blue Cross Blue Shield of Arizona | Commercial | $466.14 | ↑ +254% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $466.14 | ↑ +254% |
| Arizona Medical Network | Commercial | $539.70 | ↑ +309% |
| Provider Network of America | Commercial | $578.25 | ↑ +339% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,013.00 | ↑ +668% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,126.00 | ↑ +754% |
Visitor-reported prices
Comments
CT scan for therapy guide at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $141.86 | $154.20 – $1,013.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $447.71 | $125.88 – $1,172.00 |
| Banner University Medical Center Tucson | Tucson | $179.50 | $165.07 – $908.00 |
| Banner Baywood Medical Center | Mesa | $125.67 | $154.20 – $1,013.00 |
| Banner Boswell Medical Center | Sun City | $117.19 | $154.20 – $1,013.00 |
| Banner Casa Grande Medical Center | Casa Grande | $114.88 | $154.20 – $885.00 |
| Banner Del Webb Medical Center | Sun City West | $114.11 | $136.01 – $1,013.00 |
| Banner Desert Medical Center | Mesa | $149.57 | $154.20 – $1,013.00 |