CT hrt w/3d image at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$390.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,283.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$129.45 with Banner University Health Plan vs $1,712.25 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | University Family Plan | $129.45 | ↓ -67% |
| Mercy Care | Medicaid | $129.45 | ↓ -67% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $129.45 | ↓ -67% |
| Health Net | Medicaid | $129.45 | ↓ -67% |
| Health Choice Arizona, Inc. | Medicaid | $129.45 | ↓ -67% |
| Arizona Physicians IPA | Medicaid | $129.45 | ↓ -67% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $316.13 | ↓ -19% |
| Aetna | Banner Employee Plans | $341.00 | ↓ -13% |
| Wellpoint | Medicare Advantage HMO | $380.64 | ↓ -2% |
| Aetna | Medicare Advantage | $380.64 | ↓ -2% |
| Arizona Physicians IPA | Medicare Advantage | $380.64 | ↓ -2% |
| Banner Health | Medicare Advantage | $380.64 | ↓ -2% |
| Banner University Health Plan | Medicare Advantage | $380.64 | ↓ -2% |
| Banner University Health Plan | University Care Advantage | $380.64 | ↓ -2% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $380.64 | ↓ -2% |
| Care 1st | Medicare Advantage | $380.64 | ↓ -2% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $380.64 | ↓ -2% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $380.64 | ↓ -2% |
| Gila River Health Care Corporation | Managed Care Program | $380.64 | ↓ -2% |
| Health Choice Arizona, Inc. | Medicare Advantage | $380.64 | ↓ -2% |
| Health Net | Medicare | $380.64 | ↓ -2% |
| Kaiser Foundation Health Plan | Medicare Advantage | $380.64 | ↓ -2% |
| Mercy Care | Mercy Care Advantage | $380.64 | ↓ -2% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $380.64 | ↓ -2% |
| United Healthcare | Medicare Advantage | $380.64 | ↓ -2% |
| UPMC Health Plan | Medicare Advantage | $380.64 | ↓ -2% |
| Humana | Medicare Advantage | $392.06 | ↑ +0% |
| Carelon | Medicare Advantage | $399.67 | ↑ +2% |
| Devoted Health Services | Medicare Advantage | $399.67 | ↑ +2% |
| Gold Kidney Health Plan | Medicare Advantage | $418.70 | ↑ +7% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $418.70 | ↑ +7% |
| NaphCare | Federal | $513.86 | ↑ +32% |
| Aetna | Qualified Health Plan | $517.67 | ↑ +33% |
| United Healthcare | Individual Exchange | $532.90 | ↑ +37% |
| Health Net | Commerical Exchange Product | $563.35 | ↑ +44% |
| Health Choice Arizona, Inc. | ACA Health Plan | $570.96 | ↑ +46% |
| Oscar Health Plan | Commercial | $628.06 | ↑ +61% |
| United Healthcare | UHC Doctor's Plan | $766.66 | ↑ +96% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $812.58 | ↑ +108% |
| United Healthcare | UHC Core | $835.46 | ↑ +114% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $866.75 | ↑ +122% |
| United Healthcare | Commercial | $903.91 | ↑ +132% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $910.08 | ↑ +133% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,013.00 | ↑ +159% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,027.35 | ↑ +163% |
| Plotkin Health | Plotkin Health | $1,027.35 | ↑ +163% |
| Aetna | Joint Venture | $1,054.75 | ↑ +170% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,083.43 | ↑ +178% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,083.43 | ↑ +178% |
| Aetna | Designated Group | $1,120.95 | ↑ +187% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,126.00 | ↑ +188% |
| Aetna | Medical Rental | $1,203.14 | ↑ +208% |
| Quiktrip Corporation | Commercial | $1,232.82 | ↑ +216% |
| Aetna | Broad Network | $1,317.29 | ↑ +237% |
| Arizona Medical Network | Commercial | $1,598.10 | ↑ +309% |
| Provider Network of America | Commercial | $1,712.25 | ↑ +339% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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CT hrt w/3d image at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $420.07 | $129.45 – $1,712.25 |
| Arizona General Hospital Laveen | Phoenix | $823.03 | $245.33 – $2,936.30 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,151.35 | $245.33 – $2,381.06 |
| Mercy Gilbert Medical Center | Gilbert | $842.06 | $245.33 – $2,635.71 |
| Banner University Medical Center Tucson | Tucson | $365.66 | $129.45 – $1,406.40 |
| Banner University Medical Center South | Tucson | $254.91 | $129.45 – $1,406.40 |
| Banner Baywood Medical Center | Mesa | $372.13 | $129.45 – $1,712.25 |
| Banner Boswell Medical Center | Sun City | $347.02 | $129.45 – $1,826.40 |