Crtj pericardial window/prtl resecj w/drg/bx at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$643.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,798.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$359.60 with Aetna vs $13,084.95 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $359.60 ↓ -44%
Health Choice Arizona, Inc. Medicaid $402.75 ↓ -37%
Arizona Physicians IPA Medicaid $402.75 ↓ -37%
Banner University Health Plan AZ Medicaid - AHCCCS $402.75 ↓ -37%
Banner University Health Plan University Family Plan $402.75 ↓ -37%
Mercy Care Medicaid $402.75 ↓ -37%
Health Net Medicaid $402.75 ↓ -37%
Aetna Qualified Health Plan $404.55 ↓ -37%
Health Choice Arizona, Inc. Medicare Advantage $539.40 ↓ -16%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $719.20 ↑ +12%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $809.10 ↑ +26%
Plotkin Health Plotkin Health $809.10 ↑ +26%
Oscar Health Plan Commercial $899.00 ↑ +40%
Health Choice Arizona, Inc. ACA Health Plan $899.00 ↑ +40%
Health Net Medicare $899.00 ↑ +40%
Aetna Banner Employee Plans $936.00 ↑ +45%
Aetna Medical Rental $947.55 ↑ +47%
Health Net Commerical Exchange Product $970.92 ↑ +51%
Quiktrip Corporation Commercial $970.92 ↑ +51%
Arizona Medical Network Commercial $1,258.60 ↑ +96%
Provider Network of America Commercial $1,348.50 ↑ +109%
Aetna Joint Venture $3,617.00 ↑ +462%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $3,818.00 ↑ +493%
Aetna Designated Group $3,843.00 ↑ +497%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +524%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +594%
Aetna Broad Network $4,521.00 ↑ +602%
United Healthcare UHC Doctor's Plan $4,640.00 ↑ +621%
United Healthcare UHC Core $4,850.00 ↑ +653%
United Healthcare Commercial $5,105.00 ↑ +693%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $9,813.71 ↑ +1425%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $10,467.96 ↑ +1526%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $10,991.27 ↑ +1608%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $13,084.95 ↑ +1933%
Blue Cross Blue Shield of Arizona Commercial $13,084.95 ↑ +1933%

Visitor-reported prices

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Crtj pericardial window/prtl resecj w/drg/bx at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $793.55 – $6,154.45
St. Joseph’s Hospital and Medical Center Phoenix not published $793.55 – $7,121.40
Yavapai Regional Medical Center (East) Prescott $12,738.66 $793.55 – $1,501.00
Mercy Gilbert Medical Center Gilbert not published $793.55 – $7,291.55
Arizona General Hospital Mesa Mesa not published $793.55 – $6,154.45
Chandler Regional Medical Center Chandler not published $721.55 – $739.59

All Arizona hospitals for this procedure →