Creatine - sendout at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$9.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.64 with Wellpoint vs $45.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $4.64 ↓ -52%
Aetna Medicare Advantage $4.64 ↓ -52%
Arizona Physicians IPA Medicaid $4.64 ↓ -52%
Arizona Physicians IPA Medicare Advantage $4.64 ↓ -52%
Banner Health Medicare Advantage $4.64 ↓ -52%
Banner University Health Plan AZ Medicaid - AHCCCS $4.64 ↓ -52%
Banner University Health Plan Medicare Advantage $4.64 ↓ -52%
Banner University Health Plan University Care Advantage $4.64 ↓ -52%
Banner University Health Plan University Family Plan $4.64 ↓ -52%
Blue Cross Blue Shield of Arizona Medicare Advantage $4.64 ↓ -52%
Care 1st Medicare Advantage $4.64 ↓ -52%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $4.64 ↓ -52%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $4.64 ↓ -52%
Gila River Health Care Corporation Managed Care Program $4.64 ↓ -52%
Health Choice Arizona, Inc. Medicaid $4.64 ↓ -52%
Health Choice Arizona, Inc. Medicare Advantage $4.64 ↓ -52%
Health Net Medicaid $4.64 ↓ -52%
Health Net Medicare $4.64 ↓ -52%
Kaiser Foundation Health Plan Medicare Advantage $4.64 ↓ -52%
Mercy Care Medicaid $4.64 ↓ -52%
Mercy Care Mercy Care Advantage $4.64 ↓ -52%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $4.64 ↓ -52%
United Healthcare Medicare Advantage $4.64 ↓ -52%
UPMC Health Plan Medicare Advantage $4.64 ↓ -52%
Humana Medicare Advantage $4.78 ↓ -50%
Carelon Medicare Advantage $4.87 ↓ -49%
Devoted Health Services Medicare Advantage $4.87 ↓ -49%
Gold Kidney Health Plan Medicare Advantage $5.10 ↓ -47%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $5.10 ↓ -47%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $6.20 ↓ -35%
NaphCare Federal $6.26 ↓ -35%
Aetna Qualified Health Plan $6.31 ↓ -34%
United Healthcare Individual Exchange $6.50 ↓ -32%
Health Net Commerical Exchange Product $6.87 ↓ -28%
Health Choice Arizona, Inc. ACA Health Plan $6.96 ↓ -28%
Oscar Health Plan Commercial $7.66 ↓ -20%
Cigna Healthcare of Arizona, Inc. LocalFlex $8.15 ↓ -15%
United Healthcare UHC Doctor's Plan $8.58 ↓ -11%
Cigna Healthcare of Arizona, Inc. Commercial $9.06 ↓ -6%
United Healthcare UHC Core $9.50 ↓ -1%
United Healthcare Commercial $10.44 ↑ +9%
Aetna Joint Venture $15.58 ↑ +62%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $15.94 ↑ +66%
Aetna Designated Group $16.56 ↑ +73%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $17.00 ↑ +77%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $17.85 ↑ +86%
Aetna Broad Network $19.48 ↑ +103%
Aetna Banner Employee Plans $20.16 ↑ +110%
Blue Cross Blue Shield of Arizona Commercial $21.25 ↑ +121%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $21.25 ↑ +121%
Plotkin Health Plotkin Health $27.00 ↑ +181%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $27.00 ↑ +181%
Aetna Medical Rental $31.62 ↑ +229%
Quiktrip Corporation Commercial $32.40 ↑ +238%
Arizona Medical Network Commercial $42.00 ↑ +338%
Provider Network of America Commercial $45.00 ↑ +369%

Visitor-reported prices

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Creatine - sendout at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $9.48 $4.64 – $45.00
Arizona General Hospital Laveen Phoenix $19.01 $2.78 – $67.82
Mercy Gilbert Medical Center Gilbert $52.30 $4.64 – $162.97
Banner University Medical Center Tucson Tucson $9.72 $4.64 – $48.00
Banner University Medical Center South Tucson $9.36 $4.64 – $48.00
Banner Baywood Medical Center Mesa $7.62 $4.64 – $45.00
Banner Boswell Medical Center Sun City $9.06 $4.64 – $48.00
Banner Casa Grande Medical Center Casa Grande $6.78 $4.64 – $45.00

All Arizona hospitals for this procedure →