Creatine kinase isoenzymes at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$9.44

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.39 with Wellpoint vs $61.36 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $13.39 ↑ +42%
Aetna Medicare Advantage $13.39 ↑ +42%
Arizona Physicians IPA Medicaid $13.39 ↑ +42%
Arizona Physicians IPA Medicare Advantage $13.39 ↑ +42%
Banner Health Medicare Advantage $13.39 ↑ +42%
Banner University Health Plan AZ Medicaid - AHCCCS $13.39 ↑ +42%
Banner University Health Plan Medicare Advantage $13.39 ↑ +42%
Banner University Health Plan University Care Advantage $13.39 ↑ +42%
Banner University Health Plan University Family Plan $13.39 ↑ +42%
Blue Cross Blue Shield of Arizona Medicare Advantage $13.39 ↑ +42%
Care 1st Medicare Advantage $13.39 ↑ +42%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $13.39 ↑ +42%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $13.39 ↑ +42%
Gila River Health Care Corporation Managed Care Program $13.39 ↑ +42%
Health Choice Arizona, Inc. Medicaid $13.39 ↑ +42%
Health Choice Arizona, Inc. Medicare Advantage $13.39 ↑ +42%
Health Net Medicaid $13.39 ↑ +42%
Health Net Medicare $13.39 ↑ +42%
Kaiser Foundation Health Plan Medicare Advantage $13.39 ↑ +42%
Mercy Care Medicaid $13.39 ↑ +42%
Mercy Care Mercy Care Advantage $13.39 ↑ +42%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $13.39 ↑ +42%
United Healthcare Medicare Advantage $13.39 ↑ +42%
UPMC Health Plan Medicare Advantage $13.39 ↑ +42%
Humana Medicare Advantage $13.79 ↑ +46%
Carelon Medicare Advantage $14.06 ↑ +49%
Devoted Health Services Medicare Advantage $14.06 ↑ +49%
Gold Kidney Health Plan Medicare Advantage $14.73 ↑ +56%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $14.73 ↑ +56%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $17.90 ↑ +90%
NaphCare Federal $18.08 ↑ +92%
Aetna Qualified Health Plan $18.21 ↑ +93%
United Healthcare Individual Exchange $18.75 ↑ +99%
Health Net Commerical Exchange Product $19.82 ↑ +110%
Aetna Banner Employee Plans $19.82 ↑ +110%
Health Choice Arizona, Inc. ACA Health Plan $20.09 ↑ +113%
Oscar Health Plan Commercial $22.09 ↑ +134%
Cigna Healthcare of Arizona, Inc. LocalFlex $23.49 ↑ +149%
United Healthcare UHC Doctor's Plan $24.77 ↑ +162%
Cigna Healthcare of Arizona, Inc. Commercial $26.10 ↑ +176%
Plotkin Health Plotkin Health $26.55 ↑ +181%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $26.55 ↑ +181%
United Healthcare UHC Core $27.38 ↑ +190%
United Healthcare Commercial $30.14 ↑ +219%
Aetna Medical Rental $31.09 ↑ +229%
Quiktrip Corporation Commercial $31.86 ↑ +238%
Arizona Medical Network Commercial $41.30 ↑ +338%
Provider Network of America Commercial $44.25 ↑ +369%
Aetna Joint Venture $44.96 ↑ +376%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $46.02 ↑ +388%
Aetna Designated Group $47.78 ↑ +406%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $49.09 ↑ +420%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $51.54 ↑ +446%
Aetna Broad Network $56.21 ↑ +495%
Blue Cross Blue Shield of Arizona Commercial $61.36 ↑ +550%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $61.36 ↑ +550%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Creatine kinase isoenzymes at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $9.32 $13.39 – $44.25
Arizona General Hospital Laveen Phoenix $6.87 $8.03 – $65.20
St. Joseph’s Hospital and Medical Center Phoenix $20.25 $5.62 – $41.87
Mercy Gilbert Medical Center Gilbert $13.18 $7.50 – $41.25
Banner University Medical Center Tucson Tucson $9.56 $13.39 – $47.20
Banner University Medical Center South Tucson $9.20 $13.39 – $47.20
Banner Baywood Medical Center Mesa $7.49 $13.39 – $44.25
Banner Boswell Medical Center Sun City $8.91 $13.39 – $47.20

All Arizona hospitals for this procedure →