Core ndl bx lng/med perq at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,599.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,185.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$949.44 with Blue Cross Blue Shield of Arizona vs $13,057.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↓ -63%
Banner University Health Plan AZ Medicaid - AHCCCS $1,020.08 ↓ -61%
Health Choice Arizona, Inc. Medicaid $1,020.08 ↓ -61%
Arizona Physicians IPA Medicaid $1,020.08 ↓ -61%
Banner University Health Plan University Family Plan $1,020.08 ↓ -61%
Health Net Medicaid $1,020.08 ↓ -61%
Mercy Care Medicaid $1,020.08 ↓ -61%
Aetna Banner Employee Plans $1,170.00 ↓ -55%
Plotkin Health Plotkin Health $1,433.25 ↓ -45%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,433.25 ↓ -45%
Aetna Medical Rental $1,678.49 ↓ -35%
Quiktrip Corporation Commercial $1,719.90 ↓ -34%
Arizona Physicians IPA Medicare Advantage $1,726.88 ↓ -34%
Gila River Health Care Corporation Managed Care Program $1,726.88 ↓ -34%
United Healthcare Medicare Advantage $1,726.88 ↓ -34%
UPMC Health Plan Medicare Advantage $1,726.88 ↓ -34%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,726.88 ↓ -34%
Banner University Health Plan University Care Advantage $1,726.88 ↓ -34%
Banner University Health Plan Medicare Advantage $1,726.88 ↓ -34%
Mercy Care Mercy Care Advantage $1,726.88 ↓ -34%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,726.88 ↓ -34%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,726.88 ↓ -34%
Aetna Medicare Advantage $1,726.88 ↓ -34%
Banner Health Medicare Advantage $1,726.88 ↓ -34%
Health Choice Arizona, Inc. Medicare Advantage $1,726.88 ↓ -34%
Kaiser Foundation Health Plan Medicare Advantage $1,726.88 ↓ -34%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,726.88 ↓ -34%
Health Net Medicare $1,726.88 ↓ -34%
Wellpoint Medicare Advantage HMO $1,726.88 ↓ -34%
Care 1st Medicare Advantage $1,726.88 ↓ -34%
Humana Medicare Advantage $1,778.69 ↓ -32%
Devoted Health Services Medicare Advantage $1,813.22 ↓ -30%
Carelon Medicare Advantage $1,813.22 ↓ -30%
Gold Kidney Health Plan Medicare Advantage $1,899.57 ↓ -27%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $1,899.57 ↓ -27%
Arizona Medical Network Commercial $2,229.50 ↓ -14%
NaphCare Federal $2,331.29 ↓ -10%
Aetna Qualified Health Plan $2,348.56 ↓ -10%
Provider Network of America Commercial $2,388.75 ↓ -8%
United Healthcare Individual Exchange $2,417.63 ↓ -7%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↓ -6%
Health Net Commerical Exchange Product $2,555.78 ↓ -2%
Health Choice Arizona, Inc. ACA Health Plan $2,590.32 ↓ -0%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +0%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +5%
Oscar Health Plan Commercial $2,849.35 ↑ +10%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +25%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +25%
Aetna Joint Venture $4,405.00 ↑ +69%
United Healthcare UHC Doctor's Plan $4,640.00 ↑ +79%
Aetna Designated Group $4,680.00 ↑ +80%
United Healthcare UHC Core $4,850.00 ↑ +87%
United Healthcare Commercial $5,105.00 ↑ +96%
Aetna Broad Network $5,506.00 ↑ +112%
Cigna Healthcare of Arizona, Inc. LocalFlex $11,751.00 ↑ +352%
Cigna Healthcare of Arizona, Inc. Commercial $13,057.00 ↑ +402%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Core ndl bx lng/med perq at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $1,232.60 $1,020.08 – $2,849.35
St. Joseph’s Hospital and Medical Center Phoenix $1,442.44 $156.99 – $2,983.04
Arizona General Hospital Laveen Phoenix not published $156.99 – $1,778.69
Mercy Gilbert Medical Center Gilbert $1,445.01 $156.99 – $4,522.98
Banner University Medical Center Tucson Tucson $2,296.02 $813.75 – $2,849.35
Banner University Medical Center South Tucson $1,225.28 $813.75 – $2,849.35
Banner Baywood Medical Center Mesa $2,498.08 $1,020.08 – $11,751.00
Banner Boswell Medical Center Sun City $2,523.40 $1,020.08 – $2,849.35

All Arizona hospitals for this procedure →