Contrast x-ray of wrist at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$334.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,090.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$169.21 with Blue Cross Blue Shield of Arizona vs $1,863.61 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $169.21 | ↓ -49% |
| Aetna | Medicare Advantage | $218.00 | ↓ -35% |
| Health Net | Medicaid | $241.82 | ↓ -28% |
| Health Choice Arizona, Inc. | Medicaid | $241.82 | ↓ -28% |
| Arizona Physicians IPA | Medicaid | $241.82 | ↓ -28% |
| Mercy Care | Medicaid | $241.82 | ↓ -28% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $241.82 | ↓ -28% |
| Banner University Health Plan | University Family Plan | $241.82 | ↓ -28% |
| Aetna | Qualified Health Plan | $245.25 | ↓ -27% |
| Health Choice Arizona, Inc. | Medicare Advantage | $327.00 | ↓ -2% |
| Aetna | Banner Employee Plans | $366.24 | ↑ +9% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $434.92 | ↑ +30% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $436.00 | ↑ +30% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $463.92 | ↑ +39% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $487.11 | ↑ +46% |
| Plotkin Health | Plotkin Health | $490.50 | ↑ +47% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $490.50 | ↑ +47% |
| Aetna | Joint Venture | $503.58 | ↑ +50% |
| Aetna | Designated Group | $535.19 | ↑ +60% |
| Oscar Health Plan | Commercial | $545.00 | ↑ +63% |
| Health Net | Medicare | $545.00 | ↑ +63% |
| Health Choice Arizona, Inc. | ACA Health Plan | $545.00 | ↑ +63% |
| Aetna | Medical Rental | $574.43 | ↑ +72% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $579.90 | ↑ +73% |
| Blue Cross Blue Shield of Arizona | Commercial | $579.90 | ↑ +73% |
| Health Net | Commerical Exchange Product | $588.60 | ↑ +76% |
| Quiktrip Corporation | Commercial | $588.60 | ↑ +76% |
| Aetna | Broad Network | $628.93 | ↑ +88% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $716.13 | ↑ +114% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $748.83 | ↑ +124% |
| Arizona Medical Network | Commercial | $763.00 | ↑ +128% |
| Provider Network of America | Commercial | $817.50 | ↑ +144% |
| United Healthcare | UHC Doctor's Plan | $1,580.51 | ↑ +372% |
| United Healthcare | UHC Core | $1,722.34 | ↑ +415% |
| United Healthcare | Commercial | $1,863.61 | ↑ +457% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Contrast x-ray of wrist at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $155.87 | $218.00 – $1,580.51 |
| Arizona General Hospital Laveen | Phoenix | $440.14 | $141.62 – $1,570.28 |
| Banner University Medical Center Tucson | Tucson | $217.56 | $148.00 – $1,863.61 |
| Banner University Medical Center South | Tucson | $218.73 | $148.00 – $1,863.61 |
| Banner Baywood Medical Center | Mesa | $114.45 | $218.00 – $1,580.51 |
| Banner Boswell Medical Center | Sun City | $262.86 | $218.00 – $1,580.51 |
| Banner Casa Grande Medical Center | Casa Grande | $267.95 | $218.00 – $1,516.98 |
| Banner Del Webb Medical Center | Sun City West | $290.13 | $169.21 – $1,580.51 |