Consultation/report referred material w/preparation of slides at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$90.07
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$324.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$36.08 with Health Net vs $468.54 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $36.08 | ↓ -60% |
| Banner University Health Plan | University Family Plan | $36.08 | ↓ -60% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $36.08 | ↓ -60% |
| Health Choice Arizona, Inc. | Medicaid | $36.08 | ↓ -60% |
| Arizona Physicians IPA | Medicaid | $36.08 | ↓ -60% |
| Mercy Care | Medicaid | $36.08 | ↓ -60% |
| Aetna | Banner Employee Plans | $38.30 | ↓ -57% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $51.08 | ↓ -43% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $51.30 | ↓ -43% |
| Plotkin Health | Plotkin Health | $51.30 | ↓ -43% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $56.76 | ↓ -37% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $56.95 | ↓ -37% |
| Banner Health | Medicare Advantage | $56.95 | ↓ -37% |
| Aetna | Medicare Advantage | $56.95 | ↓ -37% |
| Banner University Health Plan | University Care Advantage | $56.95 | ↓ -37% |
| Banner University Health Plan | Medicare Advantage | $56.95 | ↓ -37% |
| Mercy Care | Mercy Care Advantage | $56.95 | ↓ -37% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $56.95 | ↓ -37% |
| Care 1st | Medicare Advantage | $56.95 | ↓ -37% |
| Gila River Health Care Corporation | Managed Care Program | $56.95 | ↓ -37% |
| Arizona Physicians IPA | Medicare Advantage | $56.95 | ↓ -37% |
| Wellpoint | Medicare Advantage HMO | $56.95 | ↓ -37% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $56.95 | ↓ -37% |
| United Healthcare | Medicare Advantage | $56.95 | ↓ -37% |
| UPMC Health Plan | Medicare Advantage | $56.95 | ↓ -37% |
| Kaiser Foundation Health Plan | Medicare Advantage | $56.95 | ↓ -37% |
| Health Choice Arizona, Inc. | Medicare Advantage | $56.95 | ↓ -37% |
| Health Net | Medicare | $56.95 | ↓ -37% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $56.95 | ↓ -37% |
| Humana | Medicare Advantage | $58.66 | ↓ -35% |
| Carelon | Medicare Advantage | $59.80 | ↓ -34% |
| Devoted Health Services | Medicare Advantage | $59.80 | ↓ -34% |
| Aetna | Medical Rental | $60.08 | ↓ -33% |
| Quiktrip Corporation | Commercial | $61.56 | ↓ -32% |
| Gold Kidney Health Plan | Medicare Advantage | $62.65 | ↓ -30% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $62.65 | ↓ -30% |
| NaphCare | Federal | $76.88 | ↓ -15% |
| Aetna | Qualified Health Plan | $77.45 | ↓ -14% |
| United Healthcare | Individual Exchange | $79.73 | ↓ -11% |
| Arizona Medical Network | Commercial | $79.80 | ↓ -11% |
| Health Net | Commerical Exchange Product | $84.29 | ↓ -6% |
| Health Choice Arizona, Inc. | ACA Health Plan | $85.42 | ↓ -5% |
| Provider Network of America | Commercial | $85.50 | ↓ -5% |
| United Healthcare | UHC Doctor's Plan | $92.03 | ↑ +2% |
| Oscar Health Plan | Commercial | $93.97 | ↑ +4% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $101.81 | ↑ +13% |
| United Healthcare | UHC Core | $103.78 | ↑ +15% |
| United Healthcare | Commercial | $111.96 | ↑ +24% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $261.68 | ↑ +191% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $279.13 | ↑ +210% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $293.08 | ↑ +225% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $348.91 | ↑ +287% |
| Blue Cross Blue Shield of Arizona | Commercial | $348.91 | ↑ +287% |
| Aetna | Joint Venture | $374.79 | ↑ +316% |
| Aetna | Designated Group | $398.22 | ↑ +342% |
| Aetna | Broad Network | $468.54 | ↑ +420% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Consultation/report referred material w/preparation of slides at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $80.03 | $36.08 – $93.97 |
| Arizona General Hospital Laveen | Phoenix | $149.08 | $30.97 – $531.87 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $721.60 | $21.68 – $618.57 |
| Banner University Medical Center Tucson | Tucson | $30.21 | $36.08 – $93.97 |
| Banner University Medical Center South | Tucson | $32.03 | $36.08 – $93.97 |
| Banner Baywood Medical Center | Mesa | $71.28 | $36.08 – $93.97 |
| Banner Boswell Medical Center | Sun City | $70.96 | $36.08 – $93.97 |
| Banner Casa Grande Medical Center | Casa Grande | $74.20 | $36.08 – $85.50 |