#cmvcul-virus inoculation shell at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$23.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$106.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.56 with Wellpoint vs $89.61 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $19.56 ↓ -17%
Aetna Medicare Advantage $19.56 ↓ -17%
Arizona Physicians IPA Medicaid $19.56 ↓ -17%
Arizona Physicians IPA Medicare Advantage $19.56 ↓ -17%
Banner Health Medicare Advantage $19.56 ↓ -17%
Banner University Health Plan AZ Medicaid - AHCCCS $19.56 ↓ -17%
Banner University Health Plan Medicare Advantage $19.56 ↓ -17%
Banner University Health Plan University Care Advantage $19.56 ↓ -17%
Banner University Health Plan University Family Plan $19.56 ↓ -17%
Blue Cross Blue Shield of Arizona Medicare Advantage $19.56 ↓ -17%
Care 1st Medicare Advantage $19.56 ↓ -17%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $19.56 ↓ -17%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $19.56 ↓ -17%
Gila River Health Care Corporation Managed Care Program $19.56 ↓ -17%
Health Choice Arizona, Inc. Medicaid $19.56 ↓ -17%
Health Choice Arizona, Inc. Medicare Advantage $19.56 ↓ -17%
Health Net Medicaid $19.56 ↓ -17%
Health Net Medicare $19.56 ↓ -17%
Kaiser Foundation Health Plan Medicare Advantage $19.56 ↓ -17%
Mercy Care Medicaid $19.56 ↓ -17%
Mercy Care Mercy Care Advantage $19.56 ↓ -17%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $19.56 ↓ -17%
United Healthcare Medicare Advantage $19.56 ↓ -17%
UPMC Health Plan Medicare Advantage $19.56 ↓ -17%
Humana Medicare Advantage $20.15 ↓ -14%
Carelon Medicare Advantage $20.54 ↓ -12%
Devoted Health Services Medicare Advantage $20.54 ↓ -12%
Aetna Banner Employee Plans $21.50 ↓ -8%
Gold Kidney Health Plan Medicare Advantage $21.52 ↓ -8%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $21.52 ↓ -8%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $26.15 ↑ +12%
NaphCare Federal $26.41 ↑ +13%
Aetna Qualified Health Plan $26.60 ↑ +14%
United Healthcare Individual Exchange $27.38 ↑ +17%
Plotkin Health Plotkin Health $28.80 ↑ +23%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $28.80 ↑ +23%
Health Net Commerical Exchange Product $28.95 ↑ +24%
Health Choice Arizona, Inc. ACA Health Plan $29.34 ↑ +25%
Oscar Health Plan Commercial $32.27 ↑ +38%
Aetna Medical Rental $33.73 ↑ +44%
Cigna Healthcare of Arizona, Inc. LocalFlex $34.32 ↑ +46%
Quiktrip Corporation Commercial $34.56 ↑ +48%
United Healthcare UHC Doctor's Plan $36.18 ↑ +54%
Cigna Healthcare of Arizona, Inc. Commercial $38.13 ↑ +63%
United Healthcare UHC Core $40.00 ↑ +71%
United Healthcare Commercial $44.01 ↑ +88%
Arizona Medical Network Commercial $44.80 ↑ +91%
Provider Network of America Commercial $48.00 ↑ +105%
Aetna Joint Venture $65.68 ↑ +180%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $67.21 ↑ +187%
Aetna Designated Group $69.79 ↑ +198%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $71.69 ↑ +206%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $75.27 ↑ +221%
Aetna Broad Network $82.11 ↑ +250%
Blue Cross Blue Shield of Arizona Commercial $89.61 ↑ +282%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $89.61 ↑ +282%

Visitor-reported prices

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#cmvcul-virus inoculation shell at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $28.73 $19.56 – $48.00
Arizona General Hospital Laveen Phoenix $67.10 $11.73 – $95.19
St. Joseph’s Hospital and Medical Center Phoenix $111.93 $8.22 – $61.62
Mercy Gilbert Medical Center Gilbert $24.60 $10.92 – $60.06
Banner University Medical Center Tucson Tucson $24.80 $19.56 – $51.20
Banner University Medical Center South Tucson $17.70 $19.56 – $51.20
Banner Baywood Medical Center Mesa $23.64 $19.56 – $48.00
Banner Boswell Medical Center Sun City $19.29 $19.56 – $51.20

All Arizona hospitals for this procedure →