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Circumcision (newborn) at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$185.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$564.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.27 with Arizona Physicians IPA vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $81.27 ↓ -56%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $253.80 ↑ +37%
Plotkin Health Plotkin Health $253.80 ↑ +37%
United Healthcare UHC Doctor's Plan $273.54 ↑ +47%
United Healthcare UHC Core $285.95 ↑ +54%
Aetna Medical Rental $297.23 ↑ +60%
United Healthcare Commercial $301.18 ↑ +62%
Quiktrip Corporation Commercial $304.56 ↑ +64%
Cigna Healthcare of Arizona, Inc. LocalFlex $370.55 ↑ +100%
Cigna Healthcare of Arizona, Inc. Commercial $387.47 ↑ +109%
Arizona Medical Network Commercial $394.80 ↑ +113%
Provider Network of America Commercial $423.00 ↑ +128%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↑ +412%
Aetna Banner Employee Plans $1,170.00 ↑ +530%
UPMC Health Plan Medicare Advantage $2,183.34 ↑ +1077%
Gila River Health Care Corporation Managed Care Program $2,183.34 ↑ +1077%
Banner University Health Plan University Care Advantage $2,183.34 ↑ +1077%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $2,183.34 ↑ +1077%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $2,183.34 ↑ +1077%
Health Choice Arizona, Inc. Medicare Advantage $2,183.34 ↑ +1077%
Banner University Health Plan Medicare Advantage $2,183.34 ↑ +1077%
Aetna Medicare Advantage $2,183.34 ↑ +1077%
Health Net Medicare $2,183.34 ↑ +1077%
Wellpoint Medicare Advantage HMO $2,183.34 ↑ +1077%
Blue Cross Blue Shield of Arizona Medicare Advantage $2,183.34 ↑ +1077%
Mercy Care Mercy Care Advantage $2,183.34 ↑ +1077%
Arizona Physicians IPA Medicare Advantage $2,183.34 ↑ +1077%
Banner Health Medicare Advantage $2,183.34 ↑ +1077%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $2,183.34 ↑ +1077%
United Healthcare Medicare Advantage $2,183.34 ↑ +1077%
Care 1st Medicare Advantage $2,183.34 ↑ +1077%
Kaiser Foundation Health Plan Medicare Advantage $2,183.34 ↑ +1077%
Humana Medicare Advantage $2,248.84 ↑ +1112%
Carelon Medicare Advantage $2,292.51 ↑ +1135%
Devoted Health Services Medicare Advantage $2,292.51 ↑ +1135%
Gold Kidney Health Plan Medicare Advantage $2,401.67 ↑ +1194%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $2,401.67 ↑ +1194%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +1215%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +1303%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +1373%
NaphCare Federal $2,947.51 ↑ +1488%
Aetna Qualified Health Plan $2,969.34 ↑ +1500%
United Healthcare Individual Exchange $3,056.68 ↑ +1547%
Health Net Commerical Exchange Product $3,231.34 ↑ +1641%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +1653%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +1653%
Health Choice Arizona, Inc. ACA Health Plan $3,275.01 ↑ +1665%
Oscar Health Plan Commercial $3,602.51 ↑ +1841%
Aetna Joint Venture $4,405.00 ↑ +2274%
Aetna Designated Group $4,680.00 ↑ +2422%
Aetna Broad Network $5,506.00 ↑ +2867%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Circumcision (newborn) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $168.78 $81.27 – $3,602.51
Banner University Medical Center Tucson Tucson $178.02 $81.27 – $3,602.51
Banner Casa Grande Medical Center Casa Grande $138.65 $81.27 – $3,275.01
Banner Del Webb Medical Center Sun City West $150.12 $81.27 – $3,602.51
Banner Desert Medical Center Mesa $181.42 $81.27 – $3,602.51
Banner Gateway Medical Center Gilbert $194.39 $81.27 – $3,602.51
Banner Ironwood Medical Center San Tan Valley $170.90 $81.27 – $3,275.01
Banner Ocotillo Medical Center Chandler $170.61 $81.27 – $3,602.51

All Arizona hospitals for this procedure →