Chylomicron screen, bf - sendout at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$29.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$185.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.50 with Aetna vs $281.82 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $61.50 ↑ +108%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $61.50 ↑ +108%
Gila River Health Care Corporation Managed Care Program $61.50 ↑ +108%
Banner University Health Plan Medicare Advantage $61.50 ↑ +108%
Mercy Care Medicaid $61.50 ↑ +108%
Mercy Care Mercy Care Advantage $61.50 ↑ +108%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $61.50 ↑ +108%
Arizona Physicians IPA Medicare Advantage $61.50 ↑ +108%
Arizona Physicians IPA Medicaid $61.50 ↑ +108%
Wellpoint Medicare Advantage HMO $61.50 ↑ +108%
Health Net Medicaid $61.50 ↑ +108%
Health Net Medicare $61.50 ↑ +108%
United Healthcare Medicare Advantage $61.50 ↑ +108%
UPMC Health Plan Medicare Advantage $61.50 ↑ +108%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $61.50 ↑ +108%
Kaiser Foundation Health Plan Medicare Advantage $61.50 ↑ +108%
Health Choice Arizona, Inc. Medicare Advantage $61.50 ↑ +108%
Blue Cross Blue Shield of Arizona Medicare Advantage $61.50 ↑ +108%
Health Choice Arizona, Inc. Medicaid $61.50 ↑ +108%
Banner Health Medicare Advantage $61.50 ↑ +108%
Care 1st Medicare Advantage $61.50 ↑ +108%
Banner University Health Plan University Family Plan $61.50 ↑ +108%
Banner University Health Plan AZ Medicaid - AHCCCS $61.50 ↑ +108%
Banner University Health Plan University Care Advantage $61.50 ↑ +108%
Aetna Banner Employee Plans $62.16 ↑ +110%
Humana Medicare Advantage $63.34 ↑ +114%
Devoted Health Services Medicare Advantage $64.58 ↑ +118%
Carelon Medicare Advantage $64.58 ↑ +118%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $67.65 ↑ +129%
Gold Kidney Health Plan Medicare Advantage $67.65 ↑ +129%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $82.23 ↑ +178%
NaphCare Federal $83.03 ↑ +181%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $83.25 ↑ +181%
Plotkin Health Plotkin Health $83.25 ↑ +181%
Aetna Qualified Health Plan $83.64 ↑ +183%
United Healthcare Individual Exchange $86.10 ↑ +191%
Health Net Commerical Exchange Product $91.02 ↑ +208%
Health Choice Arizona, Inc. ACA Health Plan $92.25 ↑ +212%
Aetna Medical Rental $97.50 ↑ +229%
Quiktrip Corporation Commercial $99.90 ↑ +238%
Oscar Health Plan Commercial $101.47 ↑ +243%
Cigna Healthcare of Arizona, Inc. LocalFlex $107.95 ↑ +265%
United Healthcare UHC Doctor's Plan $113.75 ↑ +284%
Cigna Healthcare of Arizona, Inc. Commercial $119.94 ↑ +305%
United Healthcare UHC Core $125.77 ↑ +325%
Arizona Medical Network Commercial $129.50 ↑ +338%
United Healthcare Commercial $138.38 ↑ +368%
Provider Network of America Commercial $138.75 ↑ +369%
Aetna Joint Venture $206.52 ↑ +598%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $211.36 ↑ +614%
Aetna Designated Group $219.43 ↑ +641%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $225.45 ↑ +662%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $236.72 ↑ +700%
Aetna Broad Network $258.18 ↑ +772%
Blue Cross Blue Shield of Arizona Commercial $281.82 ↑ +852%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $281.82 ↑ +852%

Visitor-reported prices

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Chylomicron screen, bf - sendout at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $29.23 $61.50 – $138.75
St. Joseph’s Hospital and Medical Center Phoenix $73.73 $25.83 – $152.47
Banner University Medical Center Tucson Tucson $29.97 $61.50 – $148.00
Banner University Medical Center South Tucson $28.86 $61.50 – $148.00
Banner Baywood Medical Center Mesa $23.50 $61.50 – $138.75
Banner Boswell Medical Center Sun City $27.93 $61.50 – $148.00
Banner Casa Grande Medical Center Casa Grande $20.91 $61.50 – $138.75
Banner Del Webb Medical Center Sun City West $28.49 $61.50 – $148.00

All Arizona hospitals for this procedure →