Chest 2 vws w oblique at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$106.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$443.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.91 with Blue Cross Blue Shield of Arizona vs $551.65 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $48.91 ↓ -54%
Arizona Physicians IPA Medicaid $79.00 ↓ -26%
Health Net Medicaid $79.00 ↓ -26%
Banner University Health Plan University Family Plan $79.00 ↓ -26%
Health Choice Arizona, Inc. Medicaid $79.00 ↓ -26%
Mercy Care Medicaid $79.00 ↓ -26%
Banner University Health Plan AZ Medicaid - AHCCCS $79.00 ↓ -26%
Care 1st Medicare Advantage $113.34 ↑ +7%
Gila River Health Care Corporation Managed Care Program $113.34 ↑ +7%
United Healthcare Medicare Advantage $113.34 ↑ +7%
UPMC Health Plan Medicare Advantage $113.34 ↑ +7%
Blue Cross Blue Shield of Arizona Medicare Advantage $113.34 ↑ +7%
Banner University Health Plan University Care Advantage $113.34 ↑ +7%
Banner University Health Plan Medicare Advantage $113.34 ↑ +7%
Mercy Care Mercy Care Advantage $113.34 ↑ +7%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $113.34 ↑ +7%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $113.34 ↑ +7%
Aetna Medicare Advantage $113.34 ↑ +7%
Banner Health Medicare Advantage $113.34 ↑ +7%
Health Choice Arizona, Inc. Medicare Advantage $113.34 ↑ +7%
Kaiser Foundation Health Plan Medicare Advantage $113.34 ↑ +7%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $113.34 ↑ +7%
Health Net Medicare $113.34 ↑ +7%
Wellpoint Medicare Advantage HMO $113.34 ↑ +7%
Arizona Physicians IPA Medicare Advantage $113.34 ↑ +7%
Humana Medicare Advantage $116.74 ↑ +10%
Devoted Health Services Medicare Advantage $119.01 ↑ +12%
Carelon Medicare Advantage $119.01 ↑ +12%
Gold Kidney Health Plan Medicare Advantage $124.67 ↑ +17%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $124.67 ↑ +17%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $125.71 ↑ +18%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $134.09 ↑ +26%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $140.79 ↑ +32%
Aetna Banner Employee Plans $148.85 ↑ +40%
NaphCare Federal $153.01 ↑ +44%
Aetna Qualified Health Plan $154.14 ↑ +45%
United Healthcare Individual Exchange $158.68 ↑ +49%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $167.61 ↑ +58%
Blue Cross Blue Shield of Arizona Commercial $167.61 ↑ +58%
Health Net Commerical Exchange Product $167.74 ↑ +58%
Health Choice Arizona, Inc. ACA Health Plan $170.01 ↑ +60%
Oscar Health Plan Commercial $187.01 ↑ +76%
Plotkin Health Plotkin Health $199.35 ↑ +88%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $199.35 ↑ +88%
Aetna Joint Venture $204.67 ↑ +93%
Aetna Designated Group $217.51 ↑ +105%
Aetna Medical Rental $233.46 ↑ +120%
Quiktrip Corporation Commercial $239.22 ↑ +125%
Aetna Broad Network $255.61 ↑ +140%
Cigna Healthcare of Arizona, Inc. LocalFlex $291.05 ↑ +174%
Cigna Healthcare of Arizona, Inc. Commercial $304.34 ↑ +186%
Arizona Medical Network Commercial $310.10 ↑ +192%
Provider Network of America Commercial $332.25 ↑ +213%
United Healthcare UHC Doctor's Plan $467.28 ↑ +340%
United Healthcare UHC Core $509.21 ↑ +379%
United Healthcare Commercial $551.65 ↑ +419%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Chest 2 vws w oblique at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $104.55 $79.00 – $332.25
St. Joseph’s Hospital and Medical Center Phoenix $333.49 $47.92 – $689.67
Banner University Medical Center Tucson Tucson $147.12 $63.59 – $440.80
Banner University Medical Center South Tucson $112.96 $63.59 – $440.80
Banner Baywood Medical Center Mesa $101.89 $79.00 – $332.25
Banner Behavioral Health Hospital Scottsdale $259.54 $38.97 – $310.10
Banner Boswell Medical Center Sun City $94.36 $79.00 – $354.40
Banner Casa Grande Medical Center Casa Grande $90.82 $63.59 – $332.25

All Arizona hospitals for this procedure →